Exploring Bluffton, SC From North to South
Thinking about buying a home in Bluffton? Awesome! You've chosen a lively city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers from coast to coast and know the Bluffton housing market well.
Given all of South Carolina's growth, Bluffton homes aren't always easy to find at a comfortable price. Ongoing cultural expansion and economic growth have helped to attract young families, new businesses, and retirees to the Bluffton area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Bluffton and its neighboring areas still offer a variety of homes in price and amenities. You can find single-family homes, condos, townhomes, and (ideally) your dream home! When buying a home in Bluffton, consider the home's location in relation to your everyday activities. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Bluffton will also give you an idea of why homes in west Bluffton are priced differently than homes in east Bluffton, where to find Bluffton's most popular attractions, and what the neighborhoods are like.
Are your finances in the right place to buy a home in Bluffton? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and try our best to make the journey easier and more rewarding. You could choose to buy a home in South Carolina or elsewhere. We help new and experienced homeowners alike. Start with the following steps to help you see if you're in a good financial position to buy a house in Bluffton.
First, estimate how much house you can afford. This will help you set a price range while house shopping in Bluffton. After that, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Bluffton averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.
Next, look at how much money you can put toward a down payment. Putting at least 20% down will improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?
It's Go Time! Buy a House in Bluffton, SC
Moving remains one of the biggest stressors, despite being a practically universal experience. But moving feels more rewarding when you get to live in a place like Bluffton. Contact Mr. Cooper as you get ready to buy a house in Bluffton. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*
- Buyer’s Bonus Credit is not available in AK, IA, KS, LA, MS, MO, OK, OR & TN.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.