Have You Met Mr. Cooper in Wakefield-Peacedale, RI?
We're a Rhode Island home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, we went by the name Nationstar Mortgage in Rhode Island. This move went beyond a basic name change. We overhauled our business to serve you better. How? First off, we eliminated all online transaction fees. We also reinvigorated the customer experience and added special services to help you out whether you're buying, shopping, or just living in your home. We are here to serve you, both then and now.
Why Choose Mr. Cooper Mortgages in Wakefield-Peacedale, RI?
Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Wakefield-Peacedale can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Wakefield-Peacedale — including learn more about mortgage rates, credit scores, and budgeting.
We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Wakefield-Peacedale, RI. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. Until then, here's what you need to know to get started.
Conventional loans are a popular mortgage option for Wakefield-Peacedale home buyers. These loans are not federally insured. Some benefits of a conventional loan might include numerous term lengths and agreeable interest rates.
FHA is another home loan type that may be available to you as a Wakefield-Peacedale home buyer. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in Wakefield-Peacedale with Mr. Cooper.
VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Wakefield-Peacedale as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Wakefield-Peacedale. Get Started
Refinance Your Home Loan in Wakefield-Peacedale with Mr. Cooper
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Wakefield-Peacedale. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the purpose of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Wakefield-Peacedale home just the way you want it!).
Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Wakefield-Peacedale to learn more about refinancing today.
Buying a House in Wakefield-Peacedale with Mr. Cooper
Getting ready to buy a home in Wakefield-Peacedale, RI? Then you'll probably want to look into getting preapproved for a mortgage in Wakefield-Peacedale and seek professional assistance for how to buy a home in Wakefield-Peacedale. The real estate market in Rhode Island is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First off, we can help you calculate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in Wakefield-Peacedale. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day. [content-title-10] Turn to Mr. Cooper Customer Service in Wakefield-Peacedale, RI
Need Help? Contact Mr. Cooper Customer Service in Wakefield-Peacedale, RI
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Wakefield-Peacedale home buying journey. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one. StreetSmarts puts the latest home listings in Wakefield-Peacedale right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.