Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Mr. Cooper Serves South Kingstown, RI

We exist to keep the dream of home ownership alive. Contact Mr. Cooper for your home loan and loan servicing needs in South Kingstown.

Busy? Have us call you back. Call Me Back

More Information

Have You Met Mr. Cooper in South Kingstown, RI?

South Kingstown, RI We're a Rhode Island home loan company that puts people first, not piles of paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. You may have previously known us as Nationstar Mortgage in Rhode Island. This move went beyond a basic name change. We changed the way we did business for the better. How? First off, we got rid of all online transaction fees. We even revamped the customer experience and increased our services so you get quality support whether you are buying, shopping, or just living in your home. We are here to serve you, both then and now.

Why Choose Mr. Cooper Mortgages in South Kingstown, RI?

Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is equipped to guide you through the home ownership process. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in South Kingstown — including learn more about mortgage rates, credit scores, and budgeting.

We understand that getting a mortgage can seem puzzling, especially if you're a first-time home buyer in South Kingstown, RI.  Call a Mr. Cooper mortgage professional for one-on-one guidance. We'll even help you get connected with a real estate agent you trust through Mr. Cooper® Agent Assurance. Until then, here's what you need to know to get started.

Conventional loans are a popular mortgage option for South Kingstown home buyers. The federal government does not insure these loans. Some benefits of a conventional loan could include favorable interest terms and various term lengths.

As a South Kingstown home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Learn more about FHA loan requirements in South Kingstown with Mr. Cooper.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in South Kingstown as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in South Kingstown. Get Started

Refinance Your Home Loan in South Kingstown with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in South Kingstown. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the purpose of refinancing is to secure a lower interest rate and decrease your monthly payment (so you can spend more time and money making your South Kingstown home just the way you want it!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate.  Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in South Kingstown can help you learn more about refinancing and choose the right refinance option for your situation.

Buying a House in South Kingstown with Mr. Cooper

 Buying a house in South Kingstown, RI? Then you may want to start by seeking professional guidance for how to buy a house in South Kingstown and get preapproved for a mortgage in South Kingstown. Despite Rhode Island's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in South Kingstown. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Need Help? Contact Mr. Cooper Customer Service in South Kingstown, RI

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to notify us that you've been awarded property through a divorce, make a payment, learn about refinancing, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the South Kingstown home buying journey. Our Agent Assurance program pairs you with a local South Kingstown agent you feel good about. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.