Who Is Mr. Cooper in Providence, RI?
We're a home loan company in Rhode Island that values people over paperwork. As our company has changed and advanced over the years, so has our name. In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Rhode Island. The switch signified more than a company name change. We changed the way we did business for the better. For one, we ended all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're buying, shopping, or just living in your home. We are here to serve you, both then and now.
Why Choose Mr. Cooper Mortgages in Providence, RI?
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Providence can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Providence — including learning more about finances in general and learning about your credit score.
We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Providence, RI. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.
Conventional loans are a popular mortgage option for Providence home buyers. The federal government does not insure these loans. Some advantages of a conventional loan could include various term lengths and favorable interest rates.
As a Providence home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Providence with Mr. Cooper.
Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Providence and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Providence. Get Started
Refinance Your Home Loan in Providence with Mr. Cooper
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Providence. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Generally speaking, the objective of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Providence home just the way you want it!).
There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Providence to learn more about refinancing today.
Buying a Home in Providence with Mr. Cooper
Buying a house in Providence, RI? Then you may want to start by seeking professional guidance for how to buy a house in Providence and get preapproved for a mortgage in Providence. Despite Rhode Island's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can buy. Then, we can help you get pre-approved to buy a home in Providence. We can also help you get connected with a real estate agent through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.
Contact Mr. Cooper Customer Service for Help in Providence, RI
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Sign in to our secure online message portal, email, call, message us on our social media channels, or send us a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to transfer ownership, make a payment, learn about refinancing, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
You've found your all-in-one-toolkit for the home buying journey in Providence with Mr. Cooper. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts puts the latest home listings in Providence right in your hands so you don't have to worry about missing your dream home. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.