Meet Mr. Cooper in North Providence, RI
We're a home loan company in Rhode Island that values people over paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Rhode Island. The switch signified more than a company name change. We adjusted our business for the better. How? First off, we got rid of all online transaction fees. We also reinvigorated the customer experience and added more services so you get great support whether you're looking to buy, shop, or simply enjoy your current home. We are here to serve you, both then and now.
Get Pre-Approved for a Mortgage in North Providence, RI with Mr. Cooper
Looking to become a homeowner? It's the perfect time to do so. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. You can do so much with Mr. Cooper in North Providence — including learn more about mortgage rates, credit scores, and budgeting.
We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in North Providence, RI. Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. Here's what you need to know in the meantime.
Conventional loans are one of the most common and popular mortgage options for home buyers in North Providence. These loans are not federally insured. Some advantages of a conventional loan could include numerous term lengths and agreeable interest rates.
As a North Providence home buyer, you might be eligible for FHA financing, another type of home loan. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in North Providence today.
Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a home in North Providence as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in North Providence. Get Started
Mr. Cooper Mortgage Refinancing in North Providence, RI
In addition to new home loans, Mr. Cooper also offers mortgage refinancing in North Providence. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. Generally speaking, the purpose of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your North Providence home!).
Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ The right refinance option is a phone call away. Contact Mr. Cooper in North Providence to learn more about refinancing today.
Buying a Home in North Providence with Mr. Cooper
Buying a house in North Providence, RI? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in North Providence. Despite Rhode Island's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can buy. Then, we can walk you through getting pre-approved to buy a home in North Providence. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Contact Mr. Cooper Customer Service for Help in North Providence, RI
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, or message us through a social media channel like Facebook. You can even send us a letter. Connecting with Mr. Cooper is simple, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.
RightMove Resources for Mr. Cooper Clients
You've found your all-in-one-toolkit for the home buying journey in North Providence with Mr. Cooper. Our Agent Assurance program makes sure you connect with a local agent you trust. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* Use Mr. Cooper for your next home loan and we’ll even pay for a local move of up to 50 miles.**
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.