Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Contact Mr. Cooper in Narragansett, RI

Mr. Cooper is changing the face of home loans in Narragansett, one customer at a time. Contact Mr. Cooper in Narragansett for support throughout your journey to home ownership.

Busy? Have us call you back. Call Me Back

More Information

Have You Met Mr. Cooper in Narragansett, RI?

Narragansett, RI Mr. Cooper is the kind of Rhode Island home loan company that prioritizes people, not stacks of paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. Before that, we went by the name Nationstar Mortgage in Rhode Island. The switch signified more than a company name change. We changed the way we did business for the better. How? First off, we got rid of all online transaction fees. We also reinvigorated the customer experience and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in Narragansett, RI?

Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Narragansett can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Narragansett — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Narragansett, RI. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Narragansett home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Some advantages of a conventional loan could include favorable interest terms and various term lengths.

As a Narragansett home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Narragansett today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a house in Narragansett and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Narragansett. Get Started

Mr. Cooper Refinancing in Narragansett, RI

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Narragansett. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the goal of refinancing is to get a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Narragansett house!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Narragansett to learn more about refinancing today.

Buying a House in Narragansett with Mr. Cooper

Getting ready to buy a home in Narragansett, RI? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Narragansett. The real estate market in Rhode Island is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically  purchase. Next, we can help you get pre-approved for a mortgage in Narragansett. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Contact Mr. Cooper Customer Service for Help in Narragansett, RI

As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

We’ve covered all the bases when it comes to the Narragansett home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one. StreetSmarts keeps you in-the-know on the latest listings, so you don’t have to stress over missing your shot at your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.