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Why Choose Mr. Cooper in Johnston, RI?

When you're buying a home in Johnston, contact Mr. Cooper in Johnston for help along the way. Mr. Cooper is your home loan and loan service ally.

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Who Is Mr. Cooper in Johnston, RI?

Johnston, RI We're a Rhode Island home loan company that puts people first, not piles of paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. Before that, we went by the name Nationstar Mortgage in Rhode Island. This move went beyond a basic name change. We adjusted our business for the better. First, we eliminated all online transaction fees. We also enhanced the customer journey and added special services to help you out whether you're looking to buy, shop, or simply enjoy your current home. We are here to serve you, both then and now.

Mr. Cooper Mortgages in Johnston, RI

Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Johnston can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Johnston — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, particularly when you're a first-time home buyer in Johnston, RI. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. Here's what you need to know in the meantime.

Conventional loans are a popular choice for Johnston home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Some advantages of a conventional loan might include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Johnston home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Johnston.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Johnston and you're an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Johnston. Get Started

Refinance Your Home Loan in Johnston with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Johnston. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the purpose of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Johnston home!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Johnston can help you learn more about refinancing and choose the right refinance option for your situation.

Buying a House in Johnston with Mr. Cooper

 Buying a house in Johnston, RI? Then you'll probably want to look into getting preapproved for a mortgage in Johnston and seek professional assistance for how to buy a home in Johnston. Rhode Island's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can buy. Then, we can help you get pre-approved to buy a home in Johnston. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. Consider Mr. Cooper your ally, from open house to closing day.     ​​[content-title-10] Turn to Mr. Cooper Customer Service in Johnston, RI

Need Help? Contact Mr. Cooper Customer Service in Johnston, RI

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Getting in contact with Mr. Cooper can be easy, whether you need to let us know you've received property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan.

RightMove Resources for Mr. Cooper Clients

Mr. Cooper really is your one-stop shop for the Johnston home buying journey. Our Agent Assurance program makes sure you connect with a local agent you trust.  StreetSmarts puts the latest home listings in Johnston right in your hands so you don't have to worry about missing your dream home. And on the off chance you don’t close on time, the Mr. Cooper Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying a home, consolidating debt, and more. Mr. Cooper is here for you.