Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Why Choose Mr. Cooper in Foster, RI?

Mr. Cooper is changing the face of home loans in Foster, one customer at a time. Contact Mr. Cooper in Foster for support throughout your journey to home ownership.

Busy? Have us call you back. Call Me Back

More Information

Who Is Mr. Cooper in Foster, RI?

Foster, RI Mr. Cooper is the kind of Rhode Island home loan company that prioritizes people, not stacks of paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. Before that, you may have known us as Nationstar Mortgage in Rhode Island. The switch signified more than a company name change. We adjusted our business for the better. How? First off, we ended all online transaction fees. We even revamped the customer experience and added more services so you get great support whether you're shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in Foster, RI?

Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Foster can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Foster can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Foster, RI.  Give us a call to see how it applies to you. With Mr. Cooper® Agent Assurance, we'll help you find a real estate agent you click with to make your homebuying journey stress-free. In the meantime, here’s what you need to know.

Conventional loans are a popular mortgage option for Foster home buyers. The federal government does not insure these loans. Some advantages of a conventional loan could include numerous term lengths and agreeable interest rates.

As a Foster home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Foster today.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Foster as a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Foster. Get Started

Mr. Cooper Refinancing in Foster, RI

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Foster. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the objective of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can invest more money in making memories in your Foster house!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home improvements or college tuition.† Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Foster to learn more about refinancing today.

Buy a House in Foster with Mr. Cooper's Help

 Buying a house in Foster, RI? Then you'll probably want to get preapproved for a home loan — along with some professional guidance for how to buy a house in Foster. Despite Rhode Island's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can buy. Next, we can help you get pre-approved for a mortgage in Foster. If you're in need of a real estate agent, we can help get you connected through the Mr. Cooper® Agent Assurance program. Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Need Help? Contact Mr. Cooper Customer Service in Foster, RI

We remain dedicated to serving you as your partner in the homeownership journey. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels, or put a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question.

RightMove Resources for Mr. Cooper Clients

We’ve covered all the bases when it comes to the Foster home buying journey, so hitting a “home run” is easier than ever. Our Agent Assurance program connects you with a local agent who you feel confident working with from day one. StreetSmarts makes sure you know about the latest listings, so you don’t have to worry about missing out on your perfect match. And if you don't close on that dream home on time, our Close On Time Guarantee means your first month's mortgage payment (principal and interest) is on us.* We'll even pay for a local move of up to 50 miles when you use Mr. Cooper for your next home loan.**

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.