Buying a House in Bristol, RI Is Easier with Mr. Cooper
Buying a home can be one of the most rewarding yet stressful things you ever do — especially when you're a first-time home buyer in Bristol, RI. Mr. Cooper is here to help you learn everything you need to know. We'll make sure you're equipped with confidence and empowered with information about prequalification, financing options, and your home search. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll figure out what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Give Mr. Cooper a call to get started. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably buy in Bristol. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. When it comes to buying a home in Bristol, mortgage prequalification is one of the best things you can do. It accomplishes two things. First, it indicates that a mortgage lender thinks you're a solid candidate for a home loan. Second, it provides you with the most accurate estimate of how much you can spend on a house. Last but not least, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Make buying a home in Bristol easier. Put Mr. Cooper in your corner.
Mr. Cooper Can Help You Sell Your House in Bristol, RI
Selling a home in Bristol, RI can be equally as rewarding as it is stressful, but for different reasons. Sellers face unique challenges. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. There are only so many homes to choose from around Bristol, and inventory is always changing. It might feel like you can't wait for the right house to pop up. Mr. Cooper understands this challenge and can present some options to take some of the stress out of selling your home. Other obstacles are harder to grasp, like the emotional connection you might have with your home or any unrealized expectations you have around your home's final sale price. Don't forget — you still have to pack for your move!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a seller, you'll get comprehensive marketing and sales service at a great value. Ask about Mr. Cooper's Agent Assurance program in Bristol to see how it could help you save time and money as a homebuyer or seller in Bristol!
What to Know If You’re in Escrow with Mr. Cooper
Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. The escrow period is when a third party holds something of value, usually money, in a special account until a deal between a buyer and seller is finalized. Escrow accounts are used for many types of business handlings, but we shine the spotlight on how it applies to real estate. If you're the home buyer, you generally place a percentage of the property price in escrow. If you're the one selling, you agree to take the home off the market while it's "in escrow" so it can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Connect with one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. See things differently with Mr. Cooper.
Mr. Cooper's Services Go Beyond Just Home Financing in Bristol
In Bristol, Mr. Cooper is a friendly home buying and selling ally to have on your side. We'll give you the service, information, and guidance you need to make the right financial decisions to accomplish your goals. We can even offer guidance around credit score health and support you as you improve your credit to qualify for more competitive financing options. Boosting credit can be as easy as paying bills before they're due, monitoring and resolving credit errors, and reducing your overall debt. Many credit mistakes occur when people aren’t paying attention or taking action. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.