What to Know Before Buying a Home in Shohola, PA

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Get Familiar with the Lay of the Land in Shohola, PA

Thinking about buying a home in Shohola? Awesome! You've chosen an energetic city with a great balance of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers nationwide and know the Shohola housing market well.

Shohola is growing by the day, which means Shohola homes don't always come cheap. Sustained economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Shohola area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Shohola and the surrounding areas still offer a variety of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your perfect home! When looking to buy a house in Shohola, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Shohola will also help you get a feel for how homes in east Shohola differ from west Shohola, what the communities are like, and where to find Shohola's coolest attractions.

Are your finances in the right place to buy a home in Shohola? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Pennsylvania or somewhere else entirely. We work with new and experienced homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Shohola.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Shohola. Next, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. Searching the web for Shohola averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, consider how much you can contribute to a down payment. Putting at least 20% down will increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, check your credit. Lenders place a high importance on credit history when looking at your mortgage application. The better your credit is, the more mortgage options you may be presented with— and more options are always good!

Move Up and Out: Buying Your Dream House in Shohola, PA

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Shohola, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Shohola. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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