All About Buying a House in Pottstown, PA

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Get Familiar with the Lay of the Land in Pottstown, PA

Ready to lay down some roots and buy a house in Pottstown? Great idea! You selected a lively city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers across the country and are familiar with the ins-and-outs of the Pottstown housing market.

Pottstown is growing by the day, which means Pottstown homes don't always come cheap. Sustained economic growth and cultural expansion have helped to attract retirees, new businesses, and young families to the Pottstown area, but so much change also means more traffic, more competition, and a need for more schools. That said, Pottstown and the surrounding areas still offer a wide range of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (ideally) your dream house! When buying a house in Pottstown, consider how near or far away the home is from the places you visit most. If possible, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Exploring Pottstown will also help you get a feel for how homes in east Pottstown differ from west Pottstown, what the neighborhoods are like, and where to find Pottstown's hottest attractions.

You're ready to buy a house in Pottstown, but is your bank account? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Pottstown. We help new and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Pottstown.

Before anything else, calculate how much house you can afford. This will help you set a price range while house shopping in Pottstown. After that, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Pottstown averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, consider how much you can contribute to a down payment. Putting at least 20% down will improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Lenders place a high importance on credit history when looking at your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Move Up and Out: Buying Your Dream House in Pottstown, PA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Pottstown. Contact Mr. Cooper as you get ready to buy a house in Pottstown. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Pottstown, PA

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