How Can Mr. Cooper Help You Buy a House in Lansdale, PA?
Buying a home can be as exhilarating as it is stressful —
particularly when you're new to the process and are a first-time home buyer in Lansdale, PA.
Mr. Cooper is here to help you learn everything you need to know.
We'll give you the information you need to approach the whole process with confidence, from prequalification to financing and closing.
Our mortgage professionals have years of experience buying homes, and they know how to customize information to fit your situation.
You'll learn what questions to ask and when, such as,
"how many offers has the seller received so far?" and, "how long has this house been for sale?"
Call Mr. Cooper to start your home buying journey.
We'll start by helping you estimate how much house you can afford to buy in Lansdale. That's a good first step toward home ownership. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Mortgage prequalification is one of the most important things you can do when buying a house in Lansdale. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Mr. Cooper can even introduce you to experienced, full-service real estate agents close to you.* Finally, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. With Mr. Cooper in your corner, you can make buying a home in Lansdale easier.
What to Know If You’re in Escrow with Mr. Cooper
Escrow is a word you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. Escrow is when a third-party holds on to something of value, typically money, in a certain account until a deal between a buyer and seller is finished. The escrow process can be used for all kinds of business handlings, but we narrow in on how it applies to the world of real estate. If you're the home buyer, you usually agree to put a percentage of the property price into escrow. If you're the home seller, you take the home off the market during escrow so the property can be inspected.
Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps take away the anxiety of saving for and keeping up with those expenses. Connect with a mortgage professional today to chat about your former Nationstar escrow account or current Mr. Cooper escrow account. We are here to walk with you, whether you're selling, buying, or settling in. We can show you a better way.
Mr. Cooper Can Help You Sell Your House in Lansdale, PA
Similar to buying a house, selling a house in Lansdale, PA can feel both rewarding and stressful — but for different reasons. Sellers face roadblocks that no one else does. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
For example, there's the challenge of finding the perfect new home while trying to sell the one you're in now. The home inventory in Lansdale can be limited, with changes in properties available happening daily. It might feel like you can't afford to wait for the right house to pop up. Mr. Cooper understands how troubling this can be and can present some options to take some of the stress out of selling your home. Other hurdles are less tangible, like any unrealized assumptions you have about your home's final sale price, or the emotional tie you have with your home. Don't forget — you still have to pack for your move!
At Mr. Cooper, we can connect you with professional resources and team members via our affiliate to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs.* Ask about the Mr. Cooper Real Estate Rewards program in Lansdale to learn more!
Mr. Cooper is More Than a Home Lender in Lansdale
Around Lansdale, Mr. Cooper is a friendly home buying and seller ally to have on your side. We'll give you the support, service, and information you need to make the best financial decisions to achieve your future goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Building credit can be as simple as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. We think you can be different. All you need is knowledge. You can take action, check your credit, work to improve it, and get prequalified for a home loan. With Mr. Cooper as your trusted resource, you can be ready to buy or sell your home even sooner.
- * Buyer’s Bonus Credit (Xome Purchase Pro) Disclosure: Buyers may be eligible to receive a Buyer’s Bonus Credit/Xome Purchase Pro (“Credit”) equal to 15% of the buyer’s agent’s fee. The amount of the credit is based on commissions and determined by each agent. Credit will be documented in an agreement between agent and customer at the time of engagement. Credit must be disclosed to lender, seller, broker, appraiser, and other parties with an interest. Credit subject to written lender approval. Credit will be reflected in Purchase Agreement, Closing Disclosure, and other documents. Consult a tax professional regarding tax implications of Credit. Consult local broker for any state law requirements. Conditions: (a) Customer must complete purchase transaction using a Mr. Cooper Real Estate Rewards Agent; (b) Credit is subject to sales commission; (c) Credit is not available for properties marketed/listed through any auction process, including, www.xome.com; (d) Credit offer may be modified at any time via the Terms of Use but modifications will not apply to any transactions under contract; (e) Credit will be provided at the time of closing.
- Buyer’s Bonus Credit is not available in AK, IA, KS, LA, MS, MO, OK, OR & TN.
- ** Listing Commission Disclosure: Mr. Cooper Real Estate Rewards agents have agreed to 1.99% seller’s agent commission and recommend 2% buyer’s agent commission for a total listing commission of 3.99%. Buyer’s agent commission can be changed at seller’s discretion.
- Mr. Cooper Real Estate Rewards is offered by Xome. Inc., an affiliate of Mr. Cooper. Referrals to Xome may provide a financial benefit to Mr. Cooper. You are not required to use a real estate agent on the Xome panel as a condition of receiving a loan from Mr. Cooper, and such use will have no impact on any loan application to Mr. Cooper.
- This is an advertisement and not intended as a solicitation for agent representation if your property is currently listed with an agent. Visit Xome's licensing page https://www.xome.com/auctions/licensing.
- Xome Inc. & Xome CT LLC [Davis E. Owen, Sr.‐Broker] (for CT properties] & Xome PR LLC (for PR properties), 750 Hwy 121 BYP, Suite 100, Lewisville, TX 75067.
- Mr. Cooper Real Estate Rewards is a service mark of Nationstar Mortgage LLC.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.