Buying a House in Chester, PA Is Easier with Mr. Cooper
Buying a home can be one of the most satisfying yet challenging things you do in life — particularly when you're new to the process and are a first-time home buyer in Chester, PA. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll figure out what questions to ask and when, such as, "how long has this house been for sale?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey.
We'll start by helping you estimate how much house you can afford to buy in Chester. That's a good first step toward home ownership. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. When it comes to buying a home in Chester, mortgage prequalification is one of the best things you can do. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Finally, we'll help you pick and apply for the right home loan, secure your loan, and support you through the process. Make buying a home in Chester easier. Put Mr. Cooper in your corner.
What If You Are in Escrow with Mr. Cooper?
Escrow period is a phrase you'll hear used throughout the homeownership journey, whether you're a home buyer or a seller. The escrow period is when a third party holds something of value, usually money, in a special account until an exchange between a seller and buyer is finished. Escrow accounts are used for many types of transactions, but we focus on how it is used in real estate. As a home buyer, you usually agree to put a percentage of the property price into escrow. As a home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you become a homeowner, escrow carries a different meaning. Your escrow account holds money that your mortgage servicer sets aside to pay your insurance premiums and property taxes. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to one of our customer service agents today to talk about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. Let's get you home.
Mr. Cooper Offers More Than Home Loans in Chester
Around Chester, Mr. Cooper is a great home buying ally to have in your back pocket. We'll give you the information, service, and support you need to make the right financial decisions to accomplish your goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Boosting credit can be as straightforward as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Plenty of credit mistakes are the result of people failing to act or not paying attention. You can be different. All it takes is a little knowledge. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. With Mr. Cooper as your trusted resource, you can be ready to buy your home even sooner.