Why Choose Mr. Cooper in Bethlehem, PA?

Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Bethlehem, PA with Mr. Cooper

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Bethlehem can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Bethlehem — including learn more about mortgage rates, credit scores, and budgeting.

We know getting a mortgage can feel overwhelming, and even more so when you're a first-time home buyer in Bethlehem, PA. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Here's what you need to know in the meantime.

Conventional loans are one of the most common and popular mortgage options for home buyers in Bethlehem. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan might include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Bethlehem home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Bethlehem with Mr. Cooper.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Bethlehem as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Bethlehem. Get Started

Refinance Your Home Loan in Bethlehem with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Bethlehem. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the purpose of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Bethlehem home just the way you want it!).

There are a few different ways you can refinance your home loan. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Bethlehem to learn more about refinancing today.

Selling or Buying a House in Bethlehem with Mr. Cooper

Are you ready to buy a house in Bethlehem, PA? Then you may want to start by seeking professional guidance for how to buy a house in Bethlehem and get prequalified for a mortgage in Bethlehem. The real estate market in Pennsylvania is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Bethlehem and recommend you to our affiliate to locate a good real estate agent near you.* Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Bethlehem, PA? Turn to Mr. Cooper for help. We understand the difficulties that come with selling a home in Bethlehem, especially when you're trying to do it for the first time. As a seller, you'll get comprehensive marketing and sales service at a great value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about our Bethlehem Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Give us a call for more information about home loans, refinancing, and buying or selling a home in Bethlehem. We’ve got your back.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.