What to Know Before Buying a Home in Atglen, PA

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Exploring Atglen, PA From North to South

Thinking about buying a home in Atglen? Awesome! You picked a vibrant city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Atglen housing market.

Atglen is growing by the day, which means Atglen homes don't always come cheap. Sustained economic growth and cultural expansion have helped to attract young families, new businesses, and retirees to the Atglen area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Atglen and the surrounding areas still offer an array of home types and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When buying a house in Atglen, consider how near or far away the home is from the places you visit most. If possible, test drive your trip from the house to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Atglen will also give you an idea of why homes in west Atglen are priced differently than homes in east Atglen, where to find Atglen's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Atglen? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Pennsylvania or somewhere else entirely. We work with experienced homeowners and first-time homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Atglen.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Atglen. Next, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Atglen averages will usually give you some solid estimates. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The better your credit is, the more mortgage options you may be presented with— and options are always a good thing!

Make Your Move: Buy a Home in Atglen, PA

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Atglen. Contact Mr. Cooper as you look to buy a home in Atglen. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Atglen, PA Mr. Cooper Customer Reviews

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