All About Buying a House in Woodburn, OR

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Get Familiar with the Lay of the Land in Woodburn, OR

Strongly considering a home purchase in Woodburn? Awesome! You picked a vibrant city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers nationwide and know the Woodburn housing market well.

Woodburn's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued economic growth and cultural expansion have helped to beckon retirees, new businesses, and young families to the Woodburn area, but so much change also means more traffic, more competition, and a need for more schools. Even so, Woodburn and its neighboring areas still offer an array of homes in price and amenities. You can find single-family homes, condos, townhomes, and (ideally) your dream house! When looking to buy a house in Woodburn, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Woodburn will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Woodburn's hottest attractions.

Are your finances in the right place to buy a home in Woodburn? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in Oregon or elsewhere. We work with new and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Woodburn.

First, calculate how much house you can afford. This will help determine the price range for your Woodburn house hunt. Next, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Woodburn will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Now, consider how much you can contribute to a down payment. Placing a minimum of 20% down can boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

It's Go Time! Buy a House in Woodburn, OR

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Woodburn, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Woodburn. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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