Meet Mr. Cooper in Woodburn, OR
Mr. Cooper is the kind of Oregon home loan company that prioritizes people, not stacks of paperwork. As our company has changed and advanced over the years, so has our name. In August 2017, we re-branded as Mr. Cooper. Before that, you may have known us as Nationstar Mortgage in Oregon. The switch signified more than a company name change. We adjusted our business for the better. How? First off, we got rid of all online transaction fees. We also enhanced the customer journey and added more services so you get great support whether you're buying, shopping, or just living in your home. We are here to serve you, both then and now.
Mr. Cooper Mortgages in Woodburn, OR
Let's make your home ownership dreams a reality. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Woodburn can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Woodburn — including learning more about finances in general and learning about your credit score.
We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Woodburn, OR. Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.
Conventional loans are one of the most common and popular mortgage options for home buyers in Woodburn. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan might include numerous term lengths and agreeable interest rates.
FHA is another home loan type that may be available to you as a Woodburn home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Woodburn today.
Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Woodburn and are a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Woodburn. Get Started
Mr. Cooper Mortgage Refinancing in Woodburn, OR
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Woodburn. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Woodburn home!).
Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Woodburn to learn more about refinancing today.
Buying a House in Woodburn with Mr. Cooper
Buying a house in Woodburn, OR? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Woodburn. Despite Oregon's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we can help you estimate how much house you can afford. Then, we can help you get prequalified to buy a home in Woodburn. Last but not least, Mr. Cooper can help you secure a home loan that meets your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.
Need Help? Contact Mr. Cooper Customer Service in Woodburn, OR
As your partner in the homeownership journey, we remain committed to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Call, sign in to our secure online message center, send an email, or message us through a social media channel like Facebook. You can even send us a letter. Connecting with Mr. Cooper is simple, whether you need to let us know you've received property through a divorce, make a payment, learn about refinancing, or ask a quick question.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.