The Process of Buying a Home in Wilsonville, OR

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Get Familiar with the Lay of the Land in Wilsonville, OR

Strongly considering a home purchase in Wilsonville? Awesome! You picked a colorful city with an ideal amount of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers across the country and have the inside scoop on Wilsonville's housing scene.

Given all of Oregon's growth, Wilsonville homes aren't always easy to find at a comfortable price. Sustained economic growth and cultural expansion have helped to attract retirees, new businesses, and young families to the Wilsonville area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Wilsonville and the surrounding areas still offer an array of home types and prices. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When looking to buy a house in Wilsonville, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your home's location will influence almost every aspect of your life. Traveling around Wilsonville will also give you an idea of why homes in west Wilsonville are priced differently than homes in east Wilsonville, what the neighborhoods are like, and where to find Wilsonville's hottest attractions.

Are your finances in the right place to buy a home in Wilsonville? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make the journey less worrisome and more rewarding every step of the way. It doesn't matter whether you want to buy a home in Oregon or somewhere else entirely. We support first-time homeowners and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Wilsonville.

Before anything else, calculate how much house you can afford. This will help you set a price range while house shopping in Wilsonville. Then, jot down your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Wilsonville averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, consider how much you can contribute to a down payment. Putting at least 20% down will boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Make Your Move: Buy a Home in Wilsonville, OR

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Wilsonville. Contact Mr. Cooper as you look to buy a home in Wilsonville. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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