The Process of Buying a Home in Tigard, OR

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Understanding the Tigard, OR Housing Landscape

Strongly considering a home purchase in Tigard? Awesome! You've chosen an energetic city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers nationwide and are familiar with the ins-and-outs of the Tigard housing market.

Tigard is growing by the day, which means Tigard homes don't always come cheap. Continued cultural expansion and economic growth have helped to entice entrepreneurs, retirees, and new graduates to the Tigard area, but so much change also means more traffic, more competition, and a need for more schools. That said, Tigard and its nearby areas still offer a variety of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your dream home! When looking to buy a house in Tigard, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring Tigard will also help you get a feel for how homes in east Tigard differ from west Tigard, what the neighborhoods are like, and where to find Tigard's hottest attractions.

You're ready to buy a house in Tigard, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Oregon or somewhere else entirely. We support new and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Tigard.

Before anything else, calculate how much house you can afford. This will help determine the price range for your Tigard house hunt. Next, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Tigard will usually point you in the right direction. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, figure out what a realistic down payment would be for you. Putting at least 20% down will improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, check your credit. Lenders place a high importance on credit history when looking at your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Tigard, OR

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Tigard, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Tigard. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Tigard, OR

Read real stories from real Mr. Cooper home buyers and sellers in Tigard, OR. Then contact us to see what we can do for you.

Buying or selling a house in Tigard? Mr. Cooper makes it easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.