Buying a House in The Dalles, OR Is Easier with Mr. Cooper
Buying a home can be one of the most satisfying yet challenging things you do in life — and even more so when you're a first-time home buyer in The Dalles, OR. There are plenty of things to learn, and Mr. Cooper is here to help cover your bases. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Call Mr. Cooper to start your home buying journey. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll prepare you for becoming a homeowner by helping you calculate how much house you can comfortably buy in The Dalles. Next, we'll take you through the process of prequalifying for a mortgage, which can help you look more attractive to a potential seller. Mortgage prequalification is one of the most important things you can do when buying a house in The Dalles. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can spend on a new home. Last but not least, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. On closing day you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! With Mr. Cooper in your corner, you can make buying a home in The Dalles easier.
Sell Your House in The Dalles, OR with Mr. Cooper's Help
We've been there. We know that selling a house in The Dalles, OR is one part joy and one part stress. Sellers face roadblocks that no one else does. Mr. Cooper understands those challenges inside and out and can help you enjoy a smoother home selling experience.
Finding a new home while trying to sell your old one is just one example. You have a limited supply of The Dalles homes to choose from, and changes in property can happen all the time. You might feel like you can't wait for the perfect home to come on the market. Mr. Cooper understands how troubling this can be and can share some solutions for taking the stress out of selling your house. Other obstacles are less concrete, like any unrealized expectations you might have about your home's final sale price, or the emotional connection your kids have with the home. Not to mention, you still have to pack up every room!
At Mr. Cooper, we have professional resources and team members to help you overcome obstacles AND reduce the amount you spend on real estate commissions and closing costs. As a valued home seller, you get all-encompassing marketing and sales service at an unexpected value. Ask about our Agent Assurance program in The Dalles to learn how our money-maximizing real estate program could support you as both a home buyer and seller in The Dalles!
What If You Are in Escrow with Mr. Cooper?
What's an escrow period? It's a phrase you'll come across throughout your homeownership journey, whether you're on the buying or selling side of things. Escrow period is when a third party holds on to something of value, typically money, in a certain account until an exchange between a seller and buyer is finalized. Escrow accounts are used for many types of business dealings, but we shine the spotlight on how it applies to real estate. As a home buyer, you usually agree to put a percentage of the property price into escrow. As a home seller, you agree to remove the home from the market during the escrow period so it can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account helps alleviate the stress of having to save for and keep track of those expenses. Contact one of our customer service agents today to talk about your former Nationstar escrow account or current Mr. Cooper escrow account. We're here to support you, whether you're packing, unpacking, or putting up your feet. See things differently with Mr. Cooper.
Mr. Cooper's Services Go Beyond Just Home Financing in The Dalles
Around The Dalles, Mr. Cooper is the ally you want to help you along the way when buying or selling a home. We'll give you the service, information, and guidance you want to make confident moves toward your best financial future. We can even educate you on credit scores and reports and show you how to build up your score to improve your financing options. Boosting credit can be as easy as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Credit mistakes often happen when people don't take action or aren't paying attention. We believe that with a little knowledge, you can be different. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your trusted resource, you can be ready to sell or buy your home even sooner.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.