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Who Is Mr. Cooper in Pendleton, OR?

We're a home loan company in Oregon that values people over paperwork. As our company has changed and advanced over the years, so has our name. We officially became "Mr. Cooper" in late 2017. You may have previously known us as Nationstar Mortgage in Oregon. The switch signified more than a company name change. We adjusted our business for the better. For one, we moved all customer service operations back to the U.S. and eliminated all online transaction fees for on-time payments. We even revamped the customer experience and increased our services so you get quality support whether you are selling, buying, or just enjoying the home you have. Then and now, we're here to serve you.

Why Choose Mr. Cooper Mortgages in Pendleton, OR?

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Pendleton can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Pendleton — including learning more about finances in general and learning about your credit score.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Pendleton, OR. Call a Mr. Cooper mortgage professional for one-on-one guidance. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Pendleton. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan might include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Pendleton home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Learn more about FHA loan requirements in Pendleton with Mr. Cooper. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Pendleton. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Pendleton as an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Pendleton.

Refinance Your Home Loan in Pendleton with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Pendleton. Refinancing a home loan is simply paying off your existing home loan and replacing it with a new one that's a better fit for your financial situation. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the goal of refinancing is to get a lower interest rate and decrease your monthly payment (so you can spend more time and money making your Pendleton home just the way you want it!).

There are a few different ways you can refinance your home loan. For one, you can refinance for a more favorable loan term or interest rate. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like home improvements or college tuition.† Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Pendleton to learn more about refinancing today.

Buying or Selling a Home in Pendleton with Mr. Cooper

Buying a house in Pendleton, OR? Then you may want to start by seeking professional guidance for how to buy a house in Pendleton and get prequalified for a mortgage in Pendleton. Despite Oregon's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can help you get prequalified to buy a home in Pendleton and introduce you to our affiliate to find a dependable real estate agent.* Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and accelerates your home ownership journey. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Pendleton, OR? Mr. Cooper can help you there, too. We know the challenges that come with selling a home in Pendleton, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get comprehensive marketing and sales service at a good value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Pendleton to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Pendleton. We’ve got your back.

Turn to Mr. Cooper Customer Service in Pendleton, OR

We remain dedicated to serving you as your partner in the homeownership journey. That means you can reach out to Mr. Cooper customer service when and how you want. Sign in to our secure online message portal, email, call, message us on our social media channels or send us a letter in the mail. Connecting with Mr. Cooper is simple, whether you transfer ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.