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Get Help Buying a House in Keizer, OR

Buying a house in Keizer? We know that the process can be tricky, and that’s why Mr. Cooper is here to help.

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What to Know When Buying a House in Keizer, OR

Buy Buying a home can be one of the most rewarding yet stressful things you ever do — and even more so when you're a first-time home buyer in Keizer, OR. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Pulling from their years of experience and training in the home buying industry, our mortgage professionals will give you the right information, at the right time. You'll learn what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Give Mr. Cooper a call to get started.

We'll help you prepare and plan for home ownership by helping you estimate how much house you can afford in Keizer. We'll then walk you through getting prequalified, which could help you get ahead of the game. Getting prequalified for a mortgage is incredibly important when you're trying to buy a house in Keizer. It shows that a mortgage lender believes you are a good candidate for a home loan, and you'll end up with an estimate of how much you can afford to spend on your new home. Lastly, we'll help you select and apply for a home loan, finalize your loan, and walk alongside you until closing day. Make buying a home in Keizer easier. Put Mr. Cooper in your corner.

What If You Are in Escrow with Mr. Cooper?

No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. The escrow period is when a third party holds something of value, usually money, in a special account until a transaction between a seller and buyer is finished. Escrow accounts are used for many types of business handlings, but we focus on how it applies to real estate. If you're the one buying the home, you generally place a percentage of the property price in escrow. As a home seller, you agree to take the home off the market while it's "in escrow" so it can be inspected.

Escrow carries a different meaning once you're in your home and enjoying it day in and day out. Your escrow account is like a piggy bank that holds money for your mortgage company to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to a customer service agent today to chat about your Mr. Cooper escrow account or former Nationstar escrow account. We are here to walk with you, whether you're buying or just settling in. We can show you a better way.

Mr. Cooper's Services Go Beyond Just Home Financing in Keizer

In Keizer, Mr. Cooper is a friendly home buying ally to have on your side. We'll give you the service, information, and guidance you need to make the right financial decisions to accomplish your goals. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Boosting credit can be as easy as monitoring and resolving credit errors, paying bills early, and reducing your total debt. Many credit mistakes occur when people aren’t paying attention or taking action. You can be different. All it takes is a little knowledge. You can choose to act. Check your credit score, work hard to improve it, and pat yourself on the back when you prequalify for a home loan. With Mr. Cooper as your go-to advisor, you can be prepared to buy a house even sooner.

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Buying a house in Keizer? Mr. Cooper makes it easier.

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