Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Why Choose Mr. Cooper in Independence, OR?

Busy? Have us call you back. Call Me Back

More Information

Have You Met Mr. Cooper in Independence, OR?

We're a home loan company in Oregon that values people over paperwork. But you might not have always known us by the name, "Mr. Cooper." We officially became "Mr. Cooper" in late 2017. You may have previously known us as Nationstar Mortgage in Oregon. This move went beyond a basic name change. We adjusted our business for the better. First, we put customer service operations back on U.S. soil and ended online transaction fees for on-time payments. We also enhanced the customer journey and increased our services so you get quality support whether you are selling, buying, or just enjoying the home you have. Then and now, you are our priority.

Mr. Cooper Mortgages in Independence, OR

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Independence can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Independence can help you do so much — even learn more about your credit score and finances in general.

We know that getting a mortgage can be complicated, and even more so when you're a first-time home buyer in Independence, OR. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Independence home buyers and are actually one of the most common mortgage options. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan may include favorable interest terms and various term lengths.

Depending on your situation, you may want to consider another type of home loan that's available to many Independence home buyers. It's called FHA. FHA loans, or Federal Housing Administration loans, are backed by the government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Ask Mr. Cooper about FHA loan requirements in Independence today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Independence. Get Started

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Independence and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Independence.

Refinance Your Home Loan in Independence with Mr. Cooper

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Independence. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the purpose of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more money on making memories and building a life in your Independence home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Independence to learn more about refinancing today.

Selling or Buying a House in Independence with Mr. Cooper

Buying a house in Independence, OR? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Independence. Oregon's real estate market ebbs and flows. Despite the constant change, Mr. Cooper mortgage professionals always have the most up-to-date insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Then, we can walk you through getting prequalified to buy a home in Independence and introduce you to our affiliate to find a dependable real estate agent.* Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and accelerates your home ownership journey. From open house to closing day, Mr. Cooper is your ally.

Are you researching how to sell a house in Independence, OR? Mr. Cooper can help you there, too. We know the difficulties that come with selling a home in Independence, particularly if it's your first time doing it. As a seller, you'll receive extensive sales and marketing service at an exceptional value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Independence Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about refinancing, home loans, and selling or buying a house in Independence. We’ve got your back.

Need Help? Contact Mr. Cooper Customer Service in Independence, OR

We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. That means you can reach out to Mr. Cooper customer service when and how you want. Call, sign in to our secure online message center, send an email, drop a note in one of our social media channels or put a letter in the mail. Contacting Mr. Cooper is a breeze, whether you need to complete a transfer of ownership, make a payment, learn about refinancing, or ask a quick question. Our customer support team is 100% located in the U.S. and 100% dedicated to keeping your homeownership dreams alive.

What’s Your Goal?

We're here to support you on the path to home ownership.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.