How Can Mr. Cooper Help You Buy a House in Hillsboro, OR?
Buying a home can be one of the most rewarding yet stressful things you ever do — particularly when you're new to the process and are a first-time home buyer in Hillsboro, OR. There is so much to learn, and Mr. Cooper is here to explain it all in simple terms. We'll work to empower you with information, so you feel confident about prequalification, financing, and finding the right home. Our mortgage professionals pull from years of experience in the home buying business to give you the most helpful information at the right time. You'll learn what questions to ask and when, such as, "how long has this house been on the market?" and, "how many offers has the seller received so far?" Give Mr. Cooper a call to get started. Our Agent Assurance program makes sure you're partnered up with an agent you feel confident in, and who will walk you through the process from start to finish.
We'll help you prepare and plan for home ownership by helping you estimate how much house you can buy in Hillsboro. We'll then walk you through prequalifying for a mortgage, something that could help you stay ahead of the game. When it comes to buying a home in Hillsboro, mortgage prequalification is one of the best things you can do. It shows sellers that you're serious and that a mortgage lender believes you're a reliable candidate for a home loan. It will also provide you with a quality estimate of how much you can spend on a new home. Lastly, we'll help you choose and apply for a home loan, secure your loan, and walk you through the process until closing day. Then on closing day, you could get $300-$8,000 in cashback** when you work with a Mr. Cooper Agent Assurance real estate agent! Make buying a home in Hillsboro easier. Put Mr. Cooper in your corner.
Sell Your House in Hillsboro, OR with Mr. Cooper's Help
Selling a home in Hillsboro, OR can be equally as rewarding as it is stressful, but for different reasons. Sellers have to overcome unique obstacles. Mr. Cooper has firsthand experience overcoming those obstacles and can help you enjoy a better home selling experience.
Take, for example, the challenge of finding a new home while trying to sell your current one. You have a limited supply of Hillsboro homes to choose from, and changes in property can happen all the time. You might feel like you can't wait for the perfect home to come on the market. Mr. Cooper understands this challenge and can present some options to take some of the stress out of selling your home. Other obstacles are less concrete, like any unrealized expectations you might have about your home's final sale price, or the emotional connection your kids have with the home. Not to mention, you still have to plan your move!
At Mr. Cooper, you'll find the expert resources and team members you need to defeat difficulties AND lower the amount of money you spend on closing costs and real estate commissions. The sellers who work with us receive in-depth marketing and sales service at an exceptional value. Ask about Mr. Cooper's Agent Assurance program in Hillsboro to see how it could help you save time and money as a homebuyer or seller in Hillsboro!
What to Know If You’re in Escrow with Mr. Cooper
No matter whether you're a home seller or buyer, you'll hear the phrase escrow period quite a bit throughout your homeownership journey. The escrow period is when a third party holds something of value, usually money, in a special account until a deal between a buyer and seller is finished. Escrow accounts are used for many types of business dealings, but we narrow in on how it applies to the world of real estate. As a home buyer, you typically put a percentage of the property price in the escrow account. If you're the home seller, you take the home off the market during the escrow period so the property can be inspected.
Once you're a homeowner and enjoying living in your home, escrow takes on a slightly different meaning. Your mortgage servicer pulls money from your escrow account to pay your property taxes and insurance premiums. The account makes it so that you don't have to worry about keeping track of or saving for those expenses. Reach out to one of our dedicated customer service agents to learn about your Mr. Cooper escrow account or former Nationstar escrow account. We are here to walk with you, whether you're buying or just settling in. Let's get you home.
Mr. Cooper is More Than a Home Lender in Hillsboro
In Hillsboro, Mr. Cooper is a great home buying and selling ally to have in your back pocket. We'll give you the service, information, and guidance you want to make confident moves toward your best financial future. We can even provide education around credit scores and walk you through the process of boosting your credit to expand financing options that might be available to you. Boosting credit can be as easy as reducing your total debt, monitoring and resolving credit errors, and paying bills before they're due. Credit mistakes often happen when people don't take action or aren't paying attention. You can be different. All it takes is a little knowledge. Act today! Check your credit, take steps to make it better, and get prequalified for a mortgage. You can be ready to buy or sell your home even sooner when you have Mr. Cooper as a resource.
**Cashback bonuses are issued by Realogy after a customer closes a transaction using an Agent Assurance Agent. The amount depends on the property sale/purchase price and range from $300 for properties under $99,999 and $8,000 for properties $3 million and over. See full terms and conditions below.