What to Know Before Buying a Home in Worthington, OH

Busy? Have us call you back. Call Me Back

More Information

Understanding the Worthington, OH Housing Landscape

Strongly considering a home purchase in Worthington? Congratulations! You selected a vibrant city with a great balance of parks, businesses, and educational opportunities, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers from coast to coast and know the Worthington housing market well.

Worthington is growing by the day, which means Worthington homes don't always come cheap. Ongoing support for local businesses and cultural growth have helped to attract retirees, new businesses, and young families to the Worthington area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Worthington and the surrounding areas still offer a wide range of home styles and prices. You can find townhomes, condos, single-family homes, duplexes, and (hopefully) your dream home! When looking to buy a house in Worthington, consider how near or far away the home is from the places you visit most. If you can, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Worthington will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Worthington's hottest attractions.

You're ready to buy a house in Worthington, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Worthington. We support first-time homeowners and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Worthington.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Worthington. After that, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Worthington averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, consider how much you can contribute to a down payment. Putting at least 20% down will improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Lenders place a high importance on credit history when looking at your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Make Your Move: Buy a Home in Worthington, OH

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Worthington, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Worthington. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

Mr. Cooper Reviews from Real Customers in Worthington, OH

Read actual reviews from actual Mr. Cooper customers in Worthington, OH. Then call us to see how we can help you.

Simplify the home buying or selling process in Worthington with Mr. Cooper.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.