What to Know Before Buying a Home in Kent, OH

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Get Familiar with the Lay of the Land in Kent, OH

Ready to lay down some roots and buy a house in Kent? Awesome! You've chosen an energetic city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers across the country and know the Kent housing market well.

Given all of Ohio's growth, Kent homes aren't always easy to find at a comfortable price. Sustained economic growth and cultural expansion have helped to attract retirees, new businesses, and young families to the Kent area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Kent and its nearby areas still offer a wide range of home types and prices. You can find single-family homes, condos, townhomes, and (ideally) your dream home! When buying a house in Kent, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Kent will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Kent's hottest attractions.

Are your finances in the right place to buy a home in Kent? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in Ohio or somewhere else entirely. We help first-time homeowners and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Kent.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Kent. Next, jot down your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Searching the web for Kent averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, figure out what a realistic down payment would be for you. A down payment of at least 20% can help boost your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

It's Go Time! Buy a House in Kent, OH

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Kent, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Kent. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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