Learn About Home Loans in Hilliard, OH
Mr. Cooper is here to walk alongside you in your homeownership journey in Hilliard, OH. As the nation's third-largest home loan servicer and a top-20 home lender, we have decades of experience to help you navigate your loan options and chart a path for home buying success.
A Mr. Cooper mortgage professional can design a custom strategy that will help you tackle the home loan process with confidence. We can help you figure out everything from how much house you can afford to what today's mortgage rates are in Hilliard. Our mortgage professionals get to know your unique financial and living situation to come up with a strategic plan for securing the best mortgage for your needs. Learn more about various home mortgages below and call one of Mr. Cooper's mortgage professionals in Hilliard to start your journey. You could prequalify for a mortgage in no time. Get Started
Do You Qualify for an FHA Loan in Hilliard, OH?
If you’re looking for a loan with flexible credit requirements and a potentially lower down payment, a Federal Housing Administration (FHA) loan may be a good option for you. This government-insured loan type is behind nearly 1 in 5 of all homebuyers. The loan system is specifically geared toward homebuyers who can't afford the typical 20% down payment that's usually required by private lenders. The down payment can be as low as 3.5% and may be a perfect fit for buyers who can’t get a conventional loan.
In the Hilliard area, Mr. Cooper has watched FHA loans rise in popularity alongside increases in student loan debt and rental costs — two factors that can make it tough to save enough money for a down payment. Another benefit to FHA loans is that they're often accessible to borrowers with lower credit scores. Wherever you are on your journey, Mr. Cooper can walk you through the ins and outs of FHA loans and figure out the best financing option for your needs.
Should You Pursue a VA Loan in Hilliard?
This nation's service men and women, veterans, and their spouses deserve nothing but the best. Mr. Cooper can lend their expertise in helping you get qualified for a VA home loan in Hilliard if you think you might be eligible for one. Connect with Mr. Cooper if you're looking to buy a home in Hilliard and want to learn more about VA loans. This loan type can make the home buying process much easier in a couple of ways. Interest rates are often significantly lower than the broader mortgage market. You may not be required to put down a down payment, either. Checking your VA eligibility for a VA loan in Hilliard is quick and easy with a Mr. Cooper professional guiding you through the application process.
Mr. Cooper Simplifies Jumbo Loans in Hilliard, Too
Jumbo loans are a special financing option for some homebuyers in Hilliard. A jumbo mortgage, or a jumbo loan, surpasses the limits of a conventional loan. Jumbo loans are designed to help people refinance or buy higher-valued real estate and are often millions of dollars. If you're curious about using a jumbo loan to buy a house in Hilliard, you'll probably need larger loan amounts that surpass conventional loan limits. For more information on jumbo loan eligibility in Hilliard, contact Mr. Cooper.
Buy a Home in Hilliard with Help from Mr. Cooper
Mr. Cooper's team of mortgage professionals is ready to guide you through your home buying journey in Hilliard. But we know that doesn't mean the same thing to everyone. Some people just want to check mortgage rates in Hilliard. Others can't wait to prequalify for a mortgage in Hilliard. While others are ready to apply for a home loan and close as soon as possible! Mr. Cooper's home buyer program in Hilliard exists to make your dreams a reality. Talk to a mortgage professional today.
- This is not a commitment to lend. All loans are subject to credit and property approval. This offer is nontransferable and may not be combined with any other mortgage offer. Advertised offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity. Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.