Contact Mr. Cooper in Garrettsville, OH

Busy? Have us call you back. Call Me Back

More Information

Why Choose Mr. Cooper Mortgages in Garrettsville, OH?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Whether you want to learn more about conventional home loans, Federal Housing Administration loans (FHA), or VA loans, you can turn to Mr. Cooper. Mr. Cooper in Garrettsville can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, and even more so when you're a first-time home buyer in Garrettsville, OH. Call a Mr. Cooper mortgage professional for one-on-one guidance. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Garrettsville home buyers. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan may include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Garrettsville home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Reach out to Mr. Cooper today to learn about FHA loan requirements in Garrettsville.

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Garrettsville and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Garrettsville. Get Started

Mr. Cooper Mortgage Refinancing in Garrettsville

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Garrettsville. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan might come with a more favorable interest rate, a shorter loan term, or both. Most of the time, the objective of refinancing is to obtain a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Garrettsville home!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home improvements or college tuition.† This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ The right refinance option is a phone call away. Contact Mr. Cooper in Garrettsville to learn more about refinancing today.

Buying or Selling a Home in Garrettsville with Mr. Cooper

Are you ready to buy a house in Garrettsville, OH? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Garrettsville. Despite Ohio's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Garrettsville and introduce you to our affiliate to find a dependable real estate agent.* Last but not least, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Preparing to sell a home in Garrettsville, OH? Mr. Cooper can help you there, too. We're aware of the difficulties that come with selling a home in Garrettsville, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Garrettsville to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about refinancing, home loans, and selling or buying a house in Garrettsville. We're your ally.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper for no online transaction fees, friendly U.S.-based customer service, and a cutting-edge mobile app with more tools and info than you can imagine.