What to Know Before Buying a Home in Centerville, OH

Busy? Have us call you back. Call Me Back

More Information

Understanding the Centerville, OH Housing Landscape

Ready to lay down some roots and buy a house in Centerville? Congratulations! You picked a colorful city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers from coast to coast and know the Centerville housing market well.

Centerville is growing by the day, which means Centerville homes don't always come cheap. Ongoing economic growth and cultural expansion have helped to entice retirees, new businesses, and young families to the Centerville area, but so much change also means more traffic, more competition, and a need for more schools. That said, Centerville and its neighboring areas still offer a variety of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your perfect home! When buying a house in Centerville, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your home's location will influence almost every aspect of your life. Exploring Centerville will also help you get a feel for how homes in east Centerville differ from west Centerville, where to find Centerville's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Centerville? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. It doesn't matter whether you want to buy a home in Ohio or somewhere else entirely. We help experienced homeowners and first-time homeowners alike. Start with the following steps to help you figure out if your finances are in the right place to buy a house in Centerville.

First, calculate how much house you can afford. This will help you set a price range while house shopping in Centerville. After that, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Centerville averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, look at how much money you can put toward a down payment. Placing a minimum of 20% down can improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Make Your Move: Buy a Home in Centerville, OH

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Centerville. Contact Mr. Cooper as you prepare to buy a house in Centerville. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Customer Reviews for Centerville, OH

Read actual reviews from actual Mr. Cooper customers in Centerville, OH. Then call us to see how we can help you.

Simplify the home buying or selling process in Centerville with Mr. Cooper.

Put Mr. Cooper in your corner for a better home buying or selling experience.