Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Williston, ND Home Loan That's Best for You

Ready to buy a house in Williston but stumped on where to start? Start with Mr. Cooper and a little help finding the right home loan for you.

Busy? Have us call you back. Call Me Back

More Information

Getting the Home Loan in Williston, ND That's Best for You

A home isn't a one size fits all kind of thing. The same can be said for home loans in North Dakota. Finding the right fit for you takes some shopping around! Mr. Cooper can help! Our mission is to transform the homeownership journey into an enjoyable one, starting with the loan process. We encourage you to read on for introductory information about selecting a mortgage loan, but also contact a Mr. Cooper mortgage professional for any questions you may have.

As you begin searching for home loans, double check your credit and try your best to improve your score. A low credit score may mean you end up with a higher interest rate on your home loan. On the flip side, a strong credit score can help you secure a better rate with your potential lender. Your credit history, financial situation, and the timing in which you wish to make your move can all be a factor in the type of loan that matches your needs. So, what loans can you pick from?

What Home Loan Options Do I Have in Williston, ND?

You may have options when it comes to Williston home loans: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA and FHA loans are both classified as government loans. Credit and income requirements tend to have laid-back than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional Mr. Cooper loan officer can help you understand your options and next steps, depending on your position in the process.

Get a Preapproval Letter Before You Shop in Williston, ND

Get a Verified Approval Letter from your lender before you start shopping for homes in Williston to demonstrate that you're serious about buying a home. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. It can also show with the real estate agent and seller because they know you can afford the home. Give us a call now to talk about all things loan-related! We'll walk through everything from your potential loan options, credit score, and your Verified Approval letter. Now could be the perfect time for you to buy a house in Williston. Call now to get the super-smart help you want!

Williston, ND Mr. Cooper Reviews

Read real stories from real Mr. Cooper home mortgage customers in Williston, ND. Then contact us to see what we can do for you.

We're here to support you on the path to home ownership.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.