Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Compare West Fargo, ND Home Loans

For all your West Fargo home loan needs, call Mr. Cooper. We're your purchase and refinance partner in North Dakota.

Busy? Have us call you back. Call Me Back

More Information

Finding Your Fit, Finding Your West Fargo Home Loan

Houses aren't one size fits all. The same can be said for home loans in North Dakota. Getting the best fit for you may require some comparison shopping! That’s where Mr. Cooper can help. Our goal is to transform the homeownership journey into an enjoyable one, starting with the mortgage loan process. We hope you'll keep reading for general information about selecting a mortgage loan, but also call a Mr. Cooper professional with any mortgage questions you might have.

As you begin searching for home loans, double check your credit and try your best to get it in tip-top shape. A low credit score may mean you are presented with a higher interest rate on your loan. On the other hand, a higher credit rating can help you advocate for your best rate with a lender. Your credit score, finances, and and the timeframe you're looking to move can all influence the type of home loan that fits your needs. So, what's out there to choose from?

Different Types of Home Loans in West Fargo, ND

West Fargo home buyers have more than one type of home loan to choose from. There are: conventional loans, FHA loans, FHA streamline loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), and high balance conforming loans. A conventional loan may be the perfect option for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

FHA and VA loans are both classified as government loans. Credit and salary/wage requirements are usually a little more laid-back than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional Mr. Cooper loan officer can help you understand your options and next steps, depending on where you are on your journey.

Start with a Preapproval Letter in West Fargo, ND

Talk to your lender about a Verified Approval Letter. Get one before you begin looking for houses in West Fargo to demonstrate that you're serious about buying a home. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also show with the real estate agent and seller because they know you can afford the home. Contact a Mr. Cooper mortgage professional today to discuss everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in West Fargo. See how we can help you navigate your next home-buying experience!

Mr. Cooper Reviews for West Fargo, ND

Read real stories from real Mr. Cooper home mortgage customers in West Fargo, ND. Then contact us to see what we can do for you.

We see home loans differently. We see them through your eyes.

Work with Mr. Cooper to get pre-qualified and get into the home of your dreams.