What to Know Before Buying a Home in Dickinson, ND

Busy? Have us call you back. Call Me Back

More Information

Exploring Dickinson, ND From North to South

Ready to lay down some roots and buy a house in Dickinson? Awesome! You picked a lively city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers across the country and are familiar with the ins-and-outs of the Dickinson housing market.

Dickinson is growing by the day, which means Dickinson homes don't always come cheap. Sustained economic growth and cultural expansion have helped to beckon entrepreneurs, retirees, and new graduates to the Dickinson area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Dickinson and the surrounding areas still offer a variety of home styles and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your perfect home! When buying a house in Dickinson, double check that you're factoring in the home's distance from your daily activities. If possible, drive the route you'd take from the house to your school, office, and favorite hangout spot. Your home's location will influence almost every aspect of your life. Exploring Dickinson will also help you get a feel for how homes in east Dickinson differ from west Dickinson, what the communities are like, and where to find Dickinson's coolest attractions.

Are your finances in the right place to buy a home in Dickinson? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. You could choose to buy a home in North Dakota or elsewhere. We work with new and experienced homeowners alike. Read through the following steps to help you determine if you're financially ready to buy a home in Dickinson.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Dickinson. Then, map out your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Dickinson will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, figure out what a realistic down payment would be for you. Placing a minimum of 20% down can increase your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. Here's where it can help to get prequalified for a mortgage. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

Move Up and Out: Buying Your Dream House in Dickinson, ND

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving feels more rewarding when you get to live in a place like Dickinson. Contact Mr. Cooper as you get ready to buy a house in Dickinson. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Reviews from Real Customers in Dickinson, ND

Take it from these Mr. Cooper home buyers and sellers in Dickinson, ND: We love helping homeowners. Call now to see how we can serve you.

Buying or selling a house in Dickinson? Mr. Cooper makes it easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.