The Process of Buying a Home in Stallings, NC

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Exploring Stallings, NC From North to South

Strongly considering a home purchase in Stallings? Smart move! You've chosen a lively city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers nationwide and have the inside scoop on Stallings's housing scene.

Stallings is growing by the day, which means Stallings homes don't always come cheap. Continued cultural expansion and economic growth have helped to attract retirees, new businesses, and young families to the Stallings area, but so much change also means a strain on housing options, school capacities, and city roads. That said, Stallings and its neighboring areas still offer a wide range of home styles and prices. You can find single-family homes, condos, townhomes, and (ideally) your perfect home! When buying a home in Stallings, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Stallings will also give you an idea of why homes in west Stallings are priced differently than homes in east Stallings, where to find Stallings's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Stallings, but is your bank account? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in North Carolina or elsewhere. We support new and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Stallings.

First, estimate how much house you can afford. This will help determine the price range for your Stallings house hunt. After that, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). You don't need an exact amount for these expenses. While everyone's situation is different, an online search for Stallings averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Next, consider how much you can contribute to a down payment. A down payment of at least 20% can help increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). Even so, the required down payment will depend on the type of loan you get. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and more options are always good!

Make Your Move: Buy a Home in Stallings, NC

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Stallings, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Stallings. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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