Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find a Home Loan in Stallings, NC

Ready to move? Let's do it. Compare home loans in Stallings, NC with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Stallings, NC

Homes aren't one size fits all structures. Neither are home loans in Stallings. Securing the correct fit for your needs requires some loan-to-loan comparisons! Mr. Cooper can help! Our aim is to turn the homeownership journey into something that's less difficult and more enjoyable, beginning with the mortgage loan process. We encourage you to read on for basic information about finding a home loan, but also contact a Mr. Cooper mortgage professional for any questions you may have.

As you start looking for loans, check your credit and try your best to get it in tip-top shape. A less-than-stellar credit score might mean you'll have a higher interest rate on your mortgage loan. On the flip side, a higher credit rating can help you advocate for your best rate with a lender. Your credit history, financial state, and the timeframe you'd like to make your move can all be a factor in the type of loan that matches your needs. So, what's out there to choose from?

What Types of Loans Are There in Stallings, NC?

There are several different types of home loans available to Stallings home buyers: conventional loans, VA loans, VA Interest Rate Reduction Loans (VA IRRRL), VA loans, FHA loans, and FHA streamline loans. A conventional loans might be a good choice for you if your income and employment history are stable, your credit is healthy, and you're going to make a down payment of at least 3% depending on your situation.

VA and FHA loans are both classified as government loans. Credit and salary/wage requirements are often different than conventional loans. Also, active-duty service members, veterans and surviving spouses may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A trained loan officer can help you understand your options and next steps, depending on where you are on your journey.

Begin in Stallings, NC with a Preapproval Letter

Secure a Verified Approval Letter from the lender before you begin looking for houses in Stallings to demonstrate that you've done your due diligence. A Verified Approval Letter is evidence that the lender has reviewed your finances and has given you an estimate of how much you can buy. The letter can also carry more weight with the real estate agent and seller because they’re know you can afford the home. Call the mortgage team at Mr. Cooper today to discuss everything from your Verified Approval letter to your credit and loan options. It could be the perfect season for you to buy a new house in Stallings. See how we can help you navigate your next home-buying experience!

Stallings, NC Mr. Cooper Reviews

Read reviews from actual Mr. Cooper home mortgage customers in Stallings, NC.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you prequalify for a mortgage and get the keys to your dream home.