Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Mr. Cooper Serves Rural Hall, NC

Busy? Have us call you back. Call Me Back

More Information

Who Is Mr. Cooper in Rural Hall, NC?

We're a North Carolina home loan company that puts people first, not piles of paperwork. As our company has changed and advanced over the years, so has our name. We adopted the name "Mr. Cooper" in August 2017. You may have previously known us as Nationstar Mortgage in North Carolina. This move went beyond a basic name change. We changed the way we did business for the better. For one, we put customer service operations back on U.S. soil and ended online transaction fees for on-time payments. We even revamped the customer experience and added more services so you get great support whether you're buying, selling, or just living in your home. We are here to serve you, both now and then.

Mr. Cooper Mortgages in Rural Hall, NC

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Rural Hall can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Rural Hall — including learn more about mortgage rates, credit scores, and budgeting.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Rural Hall, NC. Mr. Cooper can explain how everything applies to your situation. Just give us a call. In the meantime, here’s what you need to know.

Conventional loans are one of the most common and popular mortgage options for home buyers in Rural Hall. These are loans that are not insured by the federal government. Instead, conventional loans are backed by private lenders like Mr. Cooper. Some benefits of a conventional loan may include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Rural Hall home buyer. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Rural Hall today. Since this loan option is so unique, we invite you to call Mr. Cooper to learn more about qualifying for a VA loan in Rural Hall. Get Started

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a home in Rural Hall as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our honor to help our nation's veterans, active-duty service members, and their families realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Rural Hall.

Mr. Cooper Mortgage Refinancing in Rural Hall

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Rural Hall. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Most of the time, the goal of refinancing is to obtain a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Rural Hall home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Rural Hall can help you learn more about refinancing and choose the right refinance option.

Buy or Sell a House in Rural Hall with Mr. Cooper's Help

Buying a house in Rural Hall, NC? Then you'll probably want to look into getting prequalified for a mortgage in Rural Hall and seek professional assistance for how to buy a home in Rural Hall. The real estate market in North Carolina is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First off, we can help you calculate how much house you can afford to buy. Next, we can help you prequalify for a mortgage in Rural Hall and recommend you to our affiliate to locate a good real estate agent near you.* Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Consider Mr. Cooper your ally, from open house to closing day.

Selling a house in Rural Hall, NC? Mr. Cooper has your back there, too. We know the obstacles that come with selling a house in Rural Hall, particularly if it's your first time doing it. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Rural Hall Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Rural Hall. We’ve got your back.

Need Help? Contact Mr. Cooper Customer Service in Rural Hall, NC

We remain dedicated to serving you as your partner in the homeownership journey. That means you can reach out to Mr. Cooper customer service when and how you want. Send an email, call, sign in to our secure online messaging service, message us on our social media channels or send us a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to notify us that you've been awarded property through a divorce, check out refinancing options, ask a question, or become a successor in interest for a Mr. Cooper loan. We have a 100% U.S.-based customer support team ready to help keep your dream of homeownership alive and well.

What’s Your Goal?

We're changing the face of home loans.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.