Contact Mr. Cooper in Roxboro, NC

Busy? Have us call you back. Call Me Back

More Information

Mr. Cooper Mortgages in Roxboro, NC

Let's make your home ownership dreams a reality. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Roxboro can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Roxboro can help you do so much — even learn more about your credit score and finances in general.

We know that getting a mortgage can be complicated, especially if you're a first-time home buyer in Roxboro, NC. Give us a call to see how it applies to you. In the meantime, here’s what you need to know.

Conventional loans are a popular choice for Roxboro home buyers and are actually one of the most common mortgage options. These are loans that are not insured by the federal government. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan may include favorable interest terms and various term lengths.

FHA is another home loan type that may be available to you as a Roxboro home buyer. FHA loans, or Federal Housing Administration loans, are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Reach out to Mr. Cooper today to learn about FHA loan requirements in Roxboro.

VA home loans are only available to service members, veterans, and their spouses. If you're trying to buy a home in Roxboro as a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Roxboro. Get Started

Mr. Cooper Refinancing in Roxboro

Mr. Cooper offers mortgage refinancing in Roxboro in addition to new home loans. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the goal of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Roxboro home just the way you want it!).

Similar to how there are different options for new home loans, there are also different options for refinancing. One option is to refinance to get a better interest or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down credit card debt, medical bills, or auto loans.^ Mr. Cooper in Roxboro can help you learn more about refinancing and choose the right refinance option for your situation.

Buying or Selling a Home in Roxboro with Mr. Cooper

Getting ready to buy a home in Roxboro, NC? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Roxboro. The real estate market in North Carolina is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Roxboro and introduce you to our affiliate to find a dependable real estate agent.* Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Roxboro, NC? Mr. Cooper can help you there, too. We're aware of the challenges that come with selling a home in Roxboro, particularly if it's your first time doing it. As a seller, you'll get in-depth marketing and sales insight at an exceptional value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Roxboro to learn more.

Mr. Cooper is here to keep the dream of home ownership alive for every customer — including you. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Roxboro. We're your ally.

What’s Your Goal?

We're here to support you on the path to home ownership.

Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.