Contact Mr. Cooper in Morrisville, NC

Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Morrisville, NC with Mr. Cooper

Looking to become a homeowner? It's the perfect time to do so. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Morrisville can be your home loan ally, whether you're looking for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. Mr. Cooper in Morrisville can help you do so much — even learn more about your credit score and finances in general.

We understand that getting a mortgage can seem puzzling, particularly when you're a first-time home buyer in Morrisville, NC. Give us a call to see how it applies to you. Until then, here's what you need to know to get started.

Conventional loans are a popular choice for Morrisville home buyers and are actually one of the most common mortgage options. The federal government does not insure these loans. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. A couple of key benefits of a conventional loan may include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Morrisville home buyers. It's called FHA. FHA loans are also called Federal Housing Administration loans. They're backed by the U.S. government. When compared to a conventional loan, an FHA loan generally has less restrictive credit requirements and often allows for a lesser down payment. Reach out to Mr. Cooper today to learn about FHA loan requirements in Morrisville.

VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're getting ready to buy a home in Morrisville and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Morrisville. Get Started

Mr. Cooper Mortgage Refinancing in Morrisville

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Morrisville. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. A majority of the time, the objective of refinancing is to get a lower interest rate and cut down your monthly payment (so you can spend more time and money making your Morrisville home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. There's refinancing to get a more favorable interest rate or loan term. There's also cash-out refinancing, which allows homeowners who want to leverage equity they have built in their home as cash to pay for home remodeling or higher education. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down medical bills, car loans, or credit card debt.^ Whatever your situation, Mr. Cooper in Morrisville can help you learn more about refinancing and choose the right refinance option.

Buying or Selling a Home in Morrisville with Mr. Cooper

Are you ready to buy a house in Morrisville, NC? Then you may want to start by seeking professional guidance for how to buy a house in Morrisville and get prequalified for a mortgage in Morrisville. Despite North Carolina's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can walk you through getting prequalified to buy a home in Morrisville and introduce you to our affiliate to find a dependable real estate agent.* Lastly, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. Consider Mr. Cooper your ally, from open house to closing day.

Preparing to sell a home in Morrisville, NC? Mr. Cooper has your back there, too. We know the challenges that come with selling a home in Morrisville, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at a great value. And as a buyer, you'll have access to thousands of home listings and might qualify for a Buyer's Bonus Credit at closing.** Ask about our Morrisville Mr. Cooper Real Estate Rewards program to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Call today for more information about applying for a home loan, refinancing an existing loan, or buying or selling a home in Morrisville. We’ve got your back.

What’s Your Goal?

We see home loans differently. We see them through your eyes.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.