Why Choose Mr. Cooper in Matthews, NC?

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Why Choose Mr. Cooper Mortgages in Matthews, NC?

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is ready to assist you in your journey to becoming a homeowner. Mr. Cooper in Matthews can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Matthews — including learn more about mortgage rates, credit scores, and budgeting.

We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Matthews, NC. Mr. Cooper can explain how everything applies to your situation. Just give us a call. Here's what you need to know in the meantime.

Conventional loans are a popular mortgage option for Matthews home buyers. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some benefits of a conventional loan might include numerous term lengths and agreeable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Matthews home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Ask Mr. Cooper about FHA loan requirements in Matthews today.

Only service members, veterans, and their spouses can receive a VA home loan. If you're trying to buy a house in Matthews and you're a veteran, active-duty service member, or surviving spouse, you could be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Matthews. Get Started

Mr. Cooper Refinancing in Matthews

Besides new home loans, Mr. Cooper also provides mortgage refinancing in Matthews. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. A majority of the time, the goal of refinancing is to secure a lower interest rate and decrease your monthly payment (so you can spend more money on making memories and building a life in your Matthews home!).

Like new home loans, there are a couple of different ways to refinance. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. This type of refinancing also allows for debt consolidation, since you can use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ The right refinance option is a phone call away. Contact Mr. Cooper in Matthews to learn more about refinancing today.

Selling or Buying a House in Matthews with Mr. Cooper

Getting ready to buy a home in Matthews, NC? Then you may want to start by seeking professional guidance for how to buy a house in Matthews and get prequalified for a mortgage in Matthews. Despite North Carolina's ever-changing real estate market, Mr. Cooper mortgage professionals are always equipped with the latest insights. Your Mr. Cooper mortgage professional can help smooth out the home-buying process in a couple of ways: First off, we can help you calculate how much house you can afford to buy. Then, we can help you get prequalified to buy a home in Matthews and recommend you to our affiliate to locate a good real estate agent near you.* Lastly, Mr. Cooper can help you secure a home loan that meets your financial needs and furthers your journey toward home ownership. Think of Mr. Cooper as your ally, from home search to closing on your loan.

Selling a house in Matthews, NC? Mr. Cooper has your back there, too. We understand the challenges that come with selling a home in Matthews, whether you're trying to sell a home for the first or fifteenth time. As a seller, you'll get in-depth marketing and sales insight at a good value. And as a buyer, you could be eligible for a special credit at closing and gain access to thousands of listings.** Ask about the Mr. Cooper Real Estate Rewards program in Matthews to learn more.

Mr. Cooper is here to help you on your journey to home ownership. Give us a call for more information about home loans, refinancing, and buying or selling a home in Matthews. We are here for you.

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Get the facts about refinancing, buying or selling a home, consolidating debt, and more. Mr. Cooper is here for you.