All About Buying a House in Lumberton, NC

Busy? Have us call you back. Call Me Back

More Information

Get Familiar with the Lay of the Land in Lumberton, NC

Thinking about buying a home in Lumberton? Awesome! You've chosen a vibrant city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We service 3.8 million customers from coast to coast and know the Lumberton housing market well.

Lumberton is growing by the day, which means Lumberton homes don't always come cheap. Sustained economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Lumberton area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Despite this, Lumberton and the surrounding areas still offer a wide range of homes in price and amenities. You can find single-family homes, condos, townhomes, and (fingers-crossed) your perfect home! When buying a home in Lumberton, consider the home's location in relation to your everyday activities. If possible, test drive your trip from the house to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Lumberton will also give you an idea of why homes in west Lumberton are priced differently than homes in east Lumberton, where to find Lumberton's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Lumberton? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in North Carolina or elsewhere. We support experienced homeowners and first-time homeowners alike. Start with the following steps to help you see if you're in a good financial position to buy a house in Lumberton.

Before anything else, estimate how much house you can afford. This will help determine the price range for your Lumberton house hunt. Next, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Lumberton will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Then, look at how much money you can put toward a down payment. Placing a minimum of 20% down can improve your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). However, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

It's Go Time! Buy a House in Lumberton, NC

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But when you get to live in a stellar city like Lumberton, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Lumberton. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

Mr. Cooper Customer Reviews for Lumberton, NC

Read real stories from real Mr. Cooper home buyers and sellers in Lumberton, NC. Then contact us to see what we can do for you.

Buying or selling a house in Lumberton? Mr. Cooper makes it easier.

Put Mr. Cooper in your corner for a better home buying or selling experience.