What to Know Before Buying a Home in Kill Devil Hills, NC

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Get Familiar with the Lay of the Land in Kill Devil Hills, NC

Ready to lay down some roots and buy a house in Kill Devil Hills? Awesome! You've chosen a lively city with a dynamic selection of educational opportunities, businesses, and parks, and we're here to help make your house hunt, purchase, and move more streamlined. We serve 3.8 million customers nationwide and are familiar with the ins-and-outs of the Kill Devil Hills housing market.

Kill Devil Hills is growing by the day, which means Kill Devil Hills homes don't always come cheap. Ongoing economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Kill Devil Hills area, but so much change also means more traffic, more competition, and a need for more schools. Despite this, Kill Devil Hills and its neighboring areas still offer an array of homes in price and amenities. You can find single-family homes, condos, townhomes, and (hopefully) your dream home! When buying a house in Kill Devil Hills, consider how near or far away the home is from the places you visit most. If possible, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Traveling around Kill Devil Hills will also give you an idea of why homes in west Kill Devil Hills are priced differently than homes in east Kill Devil Hills, what the neighborhoods are like, and where to find Kill Devil Hills's hottest attractions.

Are your finances in the right place to buy a home in Kill Devil Hills? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and try our best to make the journey easier and more rewarding. You could choose to buy a home in North Carolina or elsewhere. We help experienced homeowners and first-time homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Kill Devil Hills.

Before anything else, calculate how much house you can afford. This will help determine the price range for your Kill Devil Hills house hunt. After that, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. While everyone's situation is different, an online search for Kill Devil Hills averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, look at how much money you can put toward a down payment. Putting at least 20% down will boost your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. Here's where it can help to get prequalified for a mortgage. Getting prequalified helps you know how much you might be eligible to borrow from a lender. Also, take a good look at your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and who doesn't want more choices in life?

It's Go Time! Buy a House in Kill Devil Hills, NC

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Kill Devil Hills. Contact Mr. Cooper as you get ready to buy a house in Kill Devil Hills. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

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