Contact Mr. Cooper in Hillsborough, NC

Busy? Have us call you back. Call Me Back

More Information

Prequalify for a Mortgage in Hillsborough, NC with Mr. Cooper

Ready to make your home ownership dreams come true? Let's do it. As the nation's third-largest home loan servicer, Mr. Cooper is equipped to guide you through the home ownership process. Mr. Cooper in Hillsborough can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. There’s a lot you can do with Mr. Cooper in Hillsborough — including learning more about finances in general and learning about your credit score.

We know getting a mortgage can feel overwhelming, especially if you're a first-time home buyer in Hillsborough, NC. Call a Mr. Cooper mortgage professional for one-on-one guidance. Until then, here's what you need to know to get started.

Conventional loans are one of the most common and popular mortgage options for home buyers in Hillsborough. These loans are not federally insured. The government backs other home loan types, while private lenders like Mr. Cooper back conventional loans. Some benefits of a conventional loan might include various term lengths and favorable interest rates.

Depending on your situation, you may want to consider another type of home loan that's available to many Hillsborough home buyers. It's called FHA. FHA stands for Federal Housing Administration. Accordingly, FHA loans are backed by the government. An FHA loan can have more flexible credit requirements and typically allows for a lesser down payment than a conventional loan. Learn more about FHA loan requirements in Hillsborough with Mr. Cooper.

Only service members, veterans, and their spouses can receive a VA home loan. If you're getting ready to buy a home in Hillsborough and are an active-duty service member, a veteran, or a surviving spouse, you may be eligible for a VA loan. At Mr. Cooper, we support our country's veterans, active-duty service members, and their families. It's our privilege to help every one of them become homeowners. Because this type of home loan is so unique, we encourage you to call Mr. Cooper for more information about VA loans in Hillsborough. Get Started

Mr. Cooper Refinancing in Hillsborough

In addition to new home loans, Mr. Cooper also offers mortgage refinancing in Hillsborough. Refinancing your home loan means that you pay off your current home loan and replace it with a new one that can better meet your financial needs. The new loan may have a shorter loan term, a better interest rate, or both. Most of the time, the goal of refinancing is to get a lower interest rate and reduce your monthly payment (so you can spend more time and money making your Hillsborough home just the way you want it!).

Like new home loans, there are a couple of different ways to refinance. One option is to refinance to get a better interest or loan term. Cash-out refinancing is another option.† It allows homeowners who want to leverage their home's equity as cash to invest in things like college tuition or home improvements. Cash-out refinancing can also be a method for debt consolidation, since you can also use equity from your home to tap into cash and pay down car loans, credit card debt, or medical bills.^ Whatever your situation, Mr. Cooper in Hillsborough can help you learn more about refinancing and choose the right refinance option.

Buying or Selling a Home in Hillsborough with Mr. Cooper

Are you ready to buy a house in Hillsborough, NC? Then you may want to start by seeking professional guidance for how to buy a house in Hillsborough and get prequalified for a mortgage in Hillsborough. The real estate market in North Carolina is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. Mr. Cooper mortgage professionals will help simplify your home-buying experience in a few ways: First, we’ll help you determine how much house you can realistically afford to purchase. Then, we can help you get prequalified to buy a home in Hillsborough and connect you with our affiliate to find a reliable real estate agent.* Finally, Mr. Cooper can help you secure a home loan that aligns with your financial situation and furthers your journey toward home ownership. From open house to closing day, Mr. Cooper is your ally.

Selling a house in Hillsborough, NC? Mr. Cooper has your back there, too. We understand the difficulties that come with selling a home in Hillsborough, especially when you're trying to do it for the first time. As a seller, you'll receive extensive sales and marketing service at a good value. And as a buyer, you'll gain access to thousands of new listings and could be eligible for a special credit at closing.** Ask about the Mr. Cooper Real Estate Rewards program in Hillsborough to learn more.

Mr. Cooper is here to be your advocate on your homeowner journey. Call today for more information about refinancing, home loans, and selling or buying a house in Hillsborough. We’ve got your back.

What’s Your Goal?

We're changing the face of home loans.

Welcome to the world of Mr. Cooper, a place with no online transaction fees, quality U.S.-based customer service, and a cutting-edge mobile app that gives you more of what you want.