The Process of Buying a Home in Hendersonville, NC

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Understanding the Hendersonville, NC Housing Landscape

Thinking about buying a home in Hendersonville? Great idea! You selected a lively city with an ideal amount of educational opportunities, businesses, and parks, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers from coast to coast and know the Hendersonville housing market well.

Hendersonville is growing by the day, which means Hendersonville homes don't always come cheap. Continued economic growth and cultural expansion have helped to beckon retirees, new businesses, and young families to the Hendersonville area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. That said, Hendersonville and its neighboring areas still offer an array of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (hopefully) your perfect home! When buying a home in Hendersonville, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Hendersonville will also help you get a feel for how homes in east Hendersonville differ from west Hendersonville, where to find Hendersonville's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Hendersonville? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Hendersonville. We work with new and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Hendersonville.

First, estimate how much house you can afford. This will help determine the price range for your Hendersonville house hunt. Next, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Searching the web for Hendersonville averages will usually give you a solid estimate, though everyone's situation is different. Remember that the bulk of your monthly homeowner expenses could be your monthly mortgage payment.

Next, figure out what a realistic down payment would be for you. Putting at least 20% down will boost your chances of getting a favorable rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

It's Go Time! Buy a House in Hendersonville, NC

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Hendersonville, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Hendersonville. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a top-performing real estate agent who can potentially save you thousands.*

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