All About Buying a House in Greenville, NC

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Exploring Greenville, NC From North to South

Ready to lay down some roots and buy a house in Greenville? Great idea! You've chosen an energetic city with an ideal amount of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers from coast to coast and know the Greenville housing market well.

Greenville's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Ongoing economic growth and cultural expansion have helped to attract young families, new businesses, and retirees to the Greenville area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Greenville and its nearby areas still offer a wide range of homes in price and amenities. You can find single-family homes, condos, townhomes, and (ideally) your dream home! When buying a house in Greenville, consider the home's location in relation to your everyday activities. If possible, test drive your trip from the house to work, school, and the grocery store. The location of your house will impact virtually every part of your life. Exploring Greenville will also help you get a feel for how homes in east Greenville differ from west Greenville, where to find Greenville's most popular attractions, and what the neighborhoods are like.

You're ready to buy a house in Greenville, but is your bank account? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and try our best to make the journey easier and more rewarding. You don't even have to stick with your decision to buy a house in Greenville. We serve first-time homeowners and experienced homeowners alike. Start with the following steps to help you determine if you're financially ready to buy a home in Greenville.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Greenville. Then, jot down your potential monthly payments (including property taxes, insurance, home repairs, homeowners association fees, etc.). No need to have an exact amount. While everyone's situation is different, an online search for Greenville averages will usually give you some solid estimates. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, consider how much you can contribute to a down payment. A down payment of at least 20% can help increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, the minimum down payment requirements depend on the type of loan. At this stage, getting prequalified for a loan can be extremely helpful. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, consider your credit profile. Credit history is one of the main factors that lenders look at when considering your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

It's Go Time! Buy a House in Greenville, NC

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But when you get to live in a stellar city like Greenville, moving doesn't seem so challenging. Contact Mr. Cooper as you prepare to buy a house in Greenville. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Greenville, NC Mr. Cooper Customer Reviews

Read real stories from real Mr. Cooper home buyers and sellers in Greenville, NC. Then contact us to see what we can do for you.

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