Meet Mr. Cooper in Fuquay-Varina, NC
We're a home loan company in North Carolina that values people over paperwork. As our business has evolved over the years, our company name has, too. In August 2017, we re-branded as Mr. Cooper. You may have previously known us as Nationstar Mortgage in North Carolina. This move went beyond a basic name change. We changed the way we did business for the better. How? First off, we eliminated all online transaction fees. We also reinvigorated the customer experience and increased our services so you get quality support whether you are shopping, buying, or just enjoying the home you have. Then and now, we're here to serve you.
Mr. Cooper Mortgages in Fuquay-Varina, NC
Ready to make your home ownership dreams come true? Let's do it. As one of the nation's largest home loan servicers, Mr. Cooper is ready to support you throughout your journey to home ownership. Mr. Cooper in Fuquay-Varina can be your home loan ally, whether you're searching for a conventional home loan, a Federal Housing Administration loan (FHA), or a VA loan. You can do so much with Mr. Cooper in Fuquay-Varina — including learn more about mortgage rates, credit scores, and budgeting.
We know that getting a mortgage can be complicated, particularly when you're a first-time home buyer in Fuquay-Varina, NC. Mr. Cooper can explain how everything applies to your situation. Just give us a call and through our Mr. Cooper® Agent Assurance program, we'll get you hooked up with a real estate agent you click with. In the meantime, here’s what you need to know.
Conventional loans are one of the most common and popular mortgage options for home buyers in Fuquay-Varina. These loans are not federally insured. Private lenders like Mr. Cooper back conventional loans, where the government backs other home loan types. Some advantages of a conventional loan may include favorable interest terms and various term lengths.
As a Fuquay-Varina home buyer, you might be eligible for FHA financing, another type of home loan. FHA loans, or Federal Housing Administration loans, are backed by the government. FHA loans are known for having more flexible credit qualifications and lesser down payments than conventional loans. Ask Mr. Cooper about FHA loan requirements in Fuquay-Varina today.
VA home loans aren't available to everyone. You must be an active duty service member, a veteran, or a surviving spouse of a veteran to apply. If you're trying to buy a house in Fuquay-Varina and you're a veteran, surviving spouse, or an active-duty service member, you could qualify for a VA loan. At Mr. Cooper, it's our privilege to serve veterans and help them realize their dreams of home ownership. Due to the uniqueness of this home loan option, we encourage you to call a Mr. Cooper mortgage professional to learn more about VA loans in Fuquay-Varina. Get Started
Mr. Cooper Mortgage Refinancing in Fuquay-Varina, NC
Besides new home loans, Mr. Cooper also provides mortgage refinancing in Fuquay-Varina. Refinancing your home loan simply means paying off your current home loan and replacing it with a new one that better suits your financial needs. The new loan could come with a shorter loan term, a more favorable interest rate, or both. Generally speaking, the purpose of refinancing is to secure a lower interest rate and reduce your monthly payment (so you can invest more money in making memories in your Fuquay-Varina house!).
Similar to how there are different options for new home loans, there are also different options for refinancing. For one, you can refinance for a more favorable loan term or interest rate. Another option is cash-out refinancing.† This option lets homeowners leverage the equity they've built in their house as cash to pay for things like college tuition or home improvements. Cash-out refinancing can also be a way to consolidate debt, since you can tap into your home's equity and use the cash to pay down car loans, credit card debt, or medical bills.^ Mr. Cooper in Fuquay-Varina can help you learn more about refinancing and choose the right refinance option for your situation.
Buying a House in Fuquay-Varina with Mr. Cooper
Getting ready to buy a home in Fuquay-Varina, NC? Then you'll probably want to get prequalified for a home loan — along with some professional guidance for how to buy a house in Fuquay-Varina. The real estate market in North Carolina is always changing, and Mr. Cooper mortgage professionals are equipped with the most up-to-date information. How can a Mr. Cooper mortgage professional help streamline your home-buying journey? We can help in a few ways: First, we can help you estimate how much house you can afford. Next, we can help you prequalify for a mortgage in Fuquay-Varina. For help getting connected to a real estate agent, you can trust the Mr. Cooper® Agent Assurance program. Finally, Mr. Cooper can help you get a home loan that satisfies your financial needs and advances your dream of being a homeowner. From open house to closing day, Mr. Cooper is your ally.
Need Help? Contact Mr. Cooper Customer Service in Fuquay-Varina, NC
We're here to walk alongside you in your homeownership journey and remain dedicated to serving you. So feel free to reach out to Mr. Cooper customer service in whatever way is most convenient for you. Send an email, call, sign in to our secure online messaging service, message us on our social media channels, or send us a letter in the mail. Connecting with Mr. Cooper is simple, whether you need to complete a transfer of ownership, become a successor in interest for a Mr. Cooper loan, make a payment, or ask a quick question.
RightMove Resources for Mr. Cooper Clients
Mr. Cooper really is your one-stop shop for the Fuquay-Varina home buying journey. Our Agent Assurance program pairs you with a local Fuquay-Varina agent you feel good about. StreetSmarts puts the latest home listings in Fuquay-Varina right in your hands so you don't have to worry about missing your dream home. We turn little hiccups into wins, too. If you don’t close on time, our Close On Time Guarantee means we’ll pay your first month's mortgage payment (principal and interest).* Make a local move of up to 50 miles and Mr. Cooper will even pay for your move.** That’s what we like to call friends helping friends.
- † A cash‐out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.
- ^ A debt consolidation refinance increases your mortgage debt, reduces equity, and extends the term on shorter‐term debt and secures such debts with your home. The relative benefits you receive from debt consolidation will vary depending on your individual circumstances. You should consider that a debt consolidation loan may increase the total number of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of a debt consolidation loan, you should not carry new credit card or high interest rate debt.