What to Know Before Buying a Home in Fletcher, NC

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Exploring Fletcher, NC From North to South

Strongly considering a home purchase in Fletcher? Smart move! You picked a vibrant city with a dynamic selection of parks, businesses, and educational opportunities, and we're here to help make your house hunt, purchase, and move more streamlined. We support 3.8 million customers from coast to coast and are familiar with the ins-and-outs of the Fletcher housing market.

Given all of North Carolina's growth, Fletcher homes aren't always easy to find at a comfortable price. Continued support for local businesses and cultural growth have helped to beckon retirees, new businesses, and young families to the Fletcher area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Fletcher and its nearby areas still offer a wide range of home types and prices. You can find townhomes, condos, single-family homes, duplexes, and (fingers-crossed) your dream house! When looking to buy a house in Fletcher, consider the home's location in relation to your everyday activities. If you can, test drive your route to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Fletcher will also give you an idea of why homes in west Fletcher are priced differently than homes in east Fletcher, what the communities are like, and where to find Fletcher's coolest attractions.

Are your finances in the right place to buy a home in Fletcher? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We think the dream of homeownership should never fade and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Fletcher. We help experienced homeowners and first-time homeowners alike. Walk through the following steps to help you figure out if your finances are in the right place to buy a house in Fletcher.

First, estimate how much house you can afford. This will help you narrow your search when house hunting in Fletcher. After that, map out your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). It's okay if these numbers are educated guesses. Searching the web for Fletcher averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Now, consider how much you can contribute to a down payment. Putting at least 20% down will improve your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). Even so, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and who doesn't want more choices in life?

It's Go Time! Buy a House in Fletcher, NC

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Fletcher. Contact Mr. Cooper as you get ready to buy a house in Fletcher. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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