The Process of Buying a Home in Clemmons, NC

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Get Familiar with the Lay of the Land in Clemmons, NC

Thinking about buying a home in Clemmons? Awesome! You've chosen a lively city with a great balance of businesses, schools, restaurants and parks, and we're here to help make your home purchase and move a little easier. We support 3.8 million customers across the country and are familiar with the ins-and-outs of the Clemmons housing market.

Clemmons's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Continued economic growth and cultural expansion have helped to entice entrepreneurs, retirees, and new graduates to the Clemmons area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Despite this, Clemmons and its neighboring areas still offer an array of home styles and prices. You can find single-family homes, condos, townhomes, and (ideally) your perfect home! When buying a home in Clemmons, consider how near or far away the home is from the places you visit most. If you can, test drive your route to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Exploring Clemmons will also help you get a feel for how homes in east Clemmons differ from west Clemmons, where to find Clemmons's most popular attractions, and what the neighborhoods are like.

Are you financially prepared to buy a house in Clemmons? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We believe in keeping the dream of homeownership alive and work to make the journey less worrisome and more rewarding every step of the way. You don't even have to stick with your decision to buy a house in Clemmons. We support experienced homeowners and first-time homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Clemmons.

First, estimate how much house you can afford. This will help you set a price range while house shopping in Clemmons. Then, add up the potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Searching the web for Clemmons averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, look at how much money you can put toward a down payment. Placing a minimum of 20% down can increase your odds of getting a good rate and will allow you to avoid private mortgage insurance (PMI). That said, the required down payment will depend on the type of loan you get. This is where getting prequalified for a mortgage comes in handy. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, check your credit. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and more options are always good!

Move Up and Out: Buying Your Dream House in Clemmons, NC

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Clemmons, moving doesn't seem so challenging. Contact Mr. Cooper as you look to buy a home in Clemmons. We're here to help you along the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Clemmons, NC

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