The Process of Buying a Home in Butner, NC

Busy? Have us call you back. Call Me Back

More Information

Exploring Butner, NC From North to South

Ready to lay down some roots and buy a house in Butner? Congratulations! You selected a vibrant city with a great balance of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We support 3.8 million customers across the country and know the Butner housing market well.

Butner's amazing growth has made it a great place to live. But on the flip side, the growth has also led to a shortage of cheaper homes. Sustained cultural expansion and economic growth have helped to attract entrepreneurs, retirees, and new graduates to the Butner area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Butner and the surrounding areas still offer a variety of homes in price and amenities. You can find single-family homes, condos, townhomes, and (hopefully) your dream house! When buying a home in Butner, double check that you're factoring in the home's distance from your daily activities. If possible, test drive your route to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Traveling around Butner will also give you an idea of why homes in west Butner are priced differently than homes in east Butner, where to find Butner's most popular attractions, and what the neighborhoods are like.

Are your finances in the right place to buy a home in Butner? Reach out to a Mr. Cooper Mortgage Professional if you don't know how to go about answering that question. We believe everyone can find their dream home and work to make every stage of the journey more enjoyable and less worrisome. You could choose to buy a home in North Carolina or elsewhere. We help first-time homeowners and experienced homeowners alike. Walk through the following steps to help you determine if you're financially ready to buy a home in Butner.

Before anything else, calculate how much house you can afford. This will help determine the price range for your Butner house hunt. After that, add up the potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). It's okay if these numbers are educated guesses. Everyone's situation will differ, but a quick online search for average expenses in Butner will usually point you in the right direction. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Next, figure out what a realistic down payment would be for you. A down payment of at least 20% can help improve your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, the required down payment will depend on the type of loan you get. Here's where it can help to get prequalified for a mortgage. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, check your credit. Credit history is one of the main factors that lenders look at when considering your mortgage application. The better your credit is, the more mortgage options you may be presented with— and who doesn't want more choices in life?

It's Go Time! Buy a House in Butner, NC

As common as moving is, you'd think we'd all have figured out a less stressful way to do it. And yet, it remains a top stressor in life! But moving feels more rewarding when you get to live in a place like Butner. Contact Mr. Cooper as you get ready to buy a house in Butner. We're here for you every step of the way and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Butner, NC

Take it from these Mr. Cooper home buyers and sellers in Butner, NC: We love helping homeowners. Call now to see how we can serve you.

Make buying or selling a Butner home easier.

Work with Mr. Cooper and get the support you need to make the home buying or selling process smoother.