All About Buying a House in Burlington, NC

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Get Familiar with the Lay of the Land in Burlington, NC

Thinking about buying a home in Burlington? Awesome! You picked a lively city with a great balance of parks, businesses, and educational opportunities, and we're here to help make your home purchase and move a little easier. We serve 3.8 million customers from coast to coast and have the inside scoop on Burlington's housing scene.

Given all of North Carolina's growth, Burlington homes aren't always easy to find at a comfortable price. Continued support for local businesses and cultural growth have helped to attract young families, new businesses, and retirees to the Burlington area, but that much change also highlights the need for better infrastructure, larger schools, and a more diverse housing market. Even so, Burlington and the surrounding areas still offer an array of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream house! When looking to buy a house in Burlington, consider how near or far away the home is from the places you visit most. If possible, test drive your route to work, school, and the grocery store. Your home's location will influence almost every aspect of your life. Discovering different parts of Burlington will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Burlington's hottest attractions.

You're ready to buy a house in Burlington, but is your bank account? Contact a Mr. Cooper Mortgage Professional if you're unsure of your answer. We believe in keeping the dream of homeownership alive and work to make every stage of the journey more enjoyable and less worrisome. You don't even have to stick with your decision to buy a house in Burlington. We serve first-time homeowners and experienced homeowners alike. Walk through the following steps to help you figure out if your finances are in the right place to buy a house in Burlington.

Before anything else, estimate how much house you can afford. This will help you set a price range while house shopping in Burlington. Then, jot down your potential monthly payments (including home repairs, insurance, homeowners association fees, property taxes, etc.). No need to have an exact amount. Searching the web for Burlington averages will usually give you a solid estimate, though everyone's situation is different. Keep in mind that your monthly mortgage payment could make up the bulk of your monthly home expenses.

Now, consider how much you can contribute to a down payment. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). However, down payment requirements can differ depending on the loan type. At this stage, getting prequalified for a loan can be extremely helpful. Prequalification points you in the right direction as far as how much you may be eligible to borrow. Also, consider your credit profile. Credit history is an important part of your mortgage application. You may be presented with more mortgage options if you have healthy credit— and options are always a good thing!

Make Your Move: Buy a Home in Burlington, NC

Moving remains one of the biggest stressors, despite being a practically universal experience. But when you get to live in a stellar city like Burlington, moving doesn't seem so challenging. Contact Mr. Cooper as you get ready to buy a house in Burlington. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even connect you with a high-performing real estate agent who may be able to help you save thousands.*

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