The Process of Buying a Home in Avon, NC

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Get Familiar with the Lay of the Land in Avon, NC

Thinking about buying a home in Avon? Awesome! You picked a lively city with a great balance of educational opportunities, businesses, and parks, and we're here to help the home purchase process go a little smoother. We serve 3.8 million customers across the country and know the Avon housing market well.

Avon is growing by the day, which means Avon homes don't always come cheap. Ongoing cultural expansion and economic growth have helped to beckon young families, new businesses, and retirees to the Avon area, but so much change also means a strain on housing options, school capacities, and city roads. Even so, Avon and its neighboring areas still offer a variety of home types and prices. You can find duplexes, single-family homes, townhomes, condos, and (ideally) your dream home! When looking to buy a house in Avon, double check that you're factoring in the home's distance from your daily activities. If you can, test drive your route to work, school, and the grocery store. Your house's location will affect everything, from your morning routine to how you spend your evenings. Discovering different parts of Avon will help you see how the northern part differs from the southern part, what the neighborhoods are like, and where to find Avon's hottest attractions.

Are your finances in the right place to buy a home in Avon? If you're not sure how to answer that question, contact a Mr. Cooper Mortgage Professional. We think the dream of homeownership should never fade and work to make every stage of the journey more enjoyable and less worrisome. It doesn't matter whether you want to buy a home in North Carolina or somewhere else entirely. We support new and experienced homeowners alike. Walk through the following steps to help you see if you're in a good financial position to buy a house in Avon.

First, calculate how much house you can afford. This will help determine the price range for your Avon house hunt. After that, map out your potential monthly payments (including property taxes, insurance, homeowners association fees, home repairs, etc.). No need to have an exact amount. Everyone's situation will differ, but a quick online search for average expenses in Avon will usually point you in the right direction. Keep in mind that a mortgage payment could make up the majority of most homeowners’ monthly household expenses.

Then, consider how much you can contribute to a down payment. Placing a minimum of 20% down can increase your chances of getting a great rate and will allow you to avoid private mortgage insurance (PMI). That said, down payment requirements can differ depending on the loan type. This is where getting prequalified for a mortgage comes in handy. Getting prequalified will give you an idea of how much you might qualify to borrow. Also, take a good look at your credit. Credit history is an important part of your mortgage application. The healthier your credit is, the more mortgage options you may have open to you— and options are always a good thing!

Make Your Move: Buy a Home in Avon, NC

While moving is a universal experience, it remains one of the top stressors that a person can experience in life. But moving can also be incredibly rewarding, especially when you get to live in an amazing city like Avon. Contact Mr. Cooper as you get ready to buy a house in Avon. We're here for you from start to finish and Mr. Cooper® Real Estate Rewards can even put you in touch with a vetted real estate agent who can potentially help you save thousands of dollars.*

Mr. Cooper Reviews from Real Customers in Avon, NC

Read real stories from real Mr. Cooper home buyers and sellers in Avon, NC. Then contact us to see what we can do for you.

Make buying or selling a Avon home easier.

Mr. Cooper works to save buyers and sellers money at every stage of their journey, from real estate commissions to closing costs.