Special Offers From Mr. Cooper

Sorry, there are no offers available at this time. Check back soon!

Find the Yonkers, NY Home Loan That's Best for You

Ready to move? Let's do it. Compare home loans in Yonkers, NY with Mr. Cooper. We'll help you every step of the way.

Busy? Have us call you back. Call Me Back

More Information

On Your Way Toward a New Home Loan in Yonkers, NY

Homes aren't one size fits all structures. The same can be said for home loans in New York. Securing the correct fit for your needs requires some loan-to-loan comparisons! That's where Mr. Cooper comes in. Our mission is to turn the homeownership journey into something that's less difficult and more enjoyable, starting with the loan process. We encourage you to read on for general information about selecting a mortgage loan, but also contact a Mr. Cooper mortgage expert with questions about your situation.

As you begin searching for home loans, double check your credit and work to get it in tip-top shape. A poor credit rating may mean you are presented with a higher interest rate on your loan. On the flip side, a strong credit score can help you advocate for your best rate with a lender. Your credit history, finances, and and the timeframe you'd like to make your move can all influence the type of loan that matches your needs. So, what's out there to choose from?

Different Types of Home Loans in Yonkers, NY

You may have options when it comes to Yonkers home loans: conventional loans, FHA streamline loans, FHA loans, high balance conforming loans, VA loans, and VA Interest Rate Reduction Loans (VA IRRRL). A conventional loan could be a great route for you if your credit is healthy, your income and employment history are stable, and you're ready to make a down payment of as little as 3% depending on your situation.

FHA and VA loans are both classified as government loans. Credit and income requirements tend to have different than conventional loans. Also, veterans, surviving spouses and active-duty service members may be eligible to apply for VA new home loans. How do you know which home loan is the best for you? A professional Mr. Cooper loan officer can help you get to know your options and what comes next, depending on your position in the process.

Begin in Yonkers, NY with a Preapproval Letter

Talk to your lender about a Verified Approval Letter. Get one before you start shopping for homes in Yonkers to show that you've done your due diligence. A Verified Approval Letter shows that your lender has looked at all of your finances and communicated about how much you can buy. It can also show to sellers you can buy the home they’re selling. Call the mortgage team at Mr. Cooper today to discuss everything from your credit, possible loan options and your Verified Approval letter. Now is a great time for buying a home in Yonkers. What are you waiting for? Get started with the help you need!

Mr. Cooper Reviews from Real Customers in Yonkers, NY

Read reviews from actual Mr. Cooper home mortgage customers in Yonkers, NY.

Overall Rating

out of 5 stars ( customer reviews)

We see home loans differently. We see them through your eyes.

Let Mr. Cooper help you get pre-approved for a mortgage and get the keys to your dream home.